The Finance Algorithm
Liberty Financial

Commercial SMSF loan

Commercial SMSF loans

Business loansBank updated 15 May 2026
At a glance
Variable
7.65%
Loan size
$100,000 to $4,000,000
Upfront fee
$2,780
Monthly fee
$30
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableHigher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type. Ple…P&I7.65%
§ 02 — Fees · 9
FeeTypeAmountWhenNotes
Discharge feeExit$395Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.
Deferred facility feeOther1.00% of balanceDeferred facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.
Establishment Fee From 1.00%Other1.00% of balanceThe Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. Contact 13 11 33 for more information on fees and charges.
Ongoing feePeriodic$30Every 1 moService fee $30 per month
Application feeUpfront$795
Documentation feeUpfront$695
Settlement feeUpfront$595
SMSF Review feeUpfront$695SMSF review fee of $695 applies for review of existing SMSF.
Valuation feeUpfrontNo feeValuation fee varies.
§ 03 — Features
Extra repayments
  • · Principal & interest repayments available
  • · Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.
  • · Repay weekly, fortnightly, monthly
  • · Owner-occupier available
§ 04 — Eligibility & limits
  • · Amount $100,000 to $4,000,000
  • · Maximum LVR 80%

Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.