Mezy Assets Pty Ltd t/as Mortgage EzyPropel Commercial SMSF
Mortgage Ezy Propel Commercial SMSF mortgage for eligible Self Managed Superannuation Funds purchasing or refinancing commercial property.
At a glance
- Variable
- 7.59%
- Loan size
- $100,000 to $2,000,000
- Upfront fee
- $0
- Monthly fee
- $25
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this business loan, 16 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$2,000,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$2,000,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 8.99% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$2,000,000 | 7.69% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 8.79% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $100,000–$2,000,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $100,000–$2,000,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 8.99% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $100,000–$2,000,000 | 7.69% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 8.79% | - | Available under Full Documentation. |
Fees
8 fees published, grouped by when they're charged.
- When you take it outVaries2 fees, each listed below
- While you hold it$25 a monthMonthly Fee
- When you close it or pay it offFrom $500Discharge Fee
When you take it out2
- Application Fee
No application fee. Excludes GST.
No fee - Risk Fee
Risk fee 1.00% of the loan amount applies for loans from $100k to $2m up to 80% LVR. Excludes GST.
1.00% of balance
While you hold it1
- Monthly Fee
Monthly fee $25. Excludes GST.
$25 a month
When particular things happen4
- Disbursements and Searches
Disbursements may include government charges, solicitor review of trust and PEXA fees. Estimated range $500 to $700. Excludes GST.
$500 to $700 - Funder's Legal Fee
Funder's legal fee $750 plus disbursements. Excludes GST.
$750 - Settlement Fee
No settlement fee. Excludes GST.
No fee - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs and a minimum $50 cancellation fee per security may apply. Excludes GST.
From $250
When you close it or pay it off1
- Discharge Fee
Discharge fee from $500 plus agent costs. Excludes GST.
From $500
Features
- IO available up to 5 years.
- No annual reviews or revaluations required.
- No clawbacks on Propel Commercial SMSF loans.
Eligibility and limits
- Amount $100,000 to $2,000,000
- Maximum LVR 80%
- SMSF Trustee (corporate or individual) required. Property held on Property Trust. Security trustee to provide guarantee limited to security property.
- Commercial property or vacant commercial land zoned commercial, situated in Australia, first registered mortgage. The security must be in an eligible postcode category where commercial use is highest…
- Serviceability assessed inside the fund. 90% rental income assessed. No liquidity or net asset testing. No Credit Score, CCR or DTI.
- Maximum loan term 30 years.
- SMSF Trust Deed and Property Trust Deed required. PAYG: 2 recent payslips. Self-Employed: 1 year personal tax return and NOA. SMSF income evidence: latest SMSF annual return or 12 months CMA statemen…
- Offset accounts and redraw are not available for this product.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.