Suncorp Bank
Commercial Loans
Suncorp Commercial Loans are designed for businesses with a broad range of funding requirements (including business expansion, Management Letting Rights, Property Investment and Development).
At a glance
- Pricing
- Rates on application
- Upfront fee
- $1,000
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Company and Title Search Fee | Event | $50 | — | Payable when Suncorp Bank requires copies of these documents. Other searches will be actual cost plus $15. |
| Consent Fee - with Title Deeds | Event | $300 | — | Charged when Suncorp Bank is requested to provide consent together with the production of title deeds. |
| Consent Fee | Event | $250 | — | Charged on requests for Suncorp bank to provide consent (e.g. consent to lease, consent to subdivision) |
| Documentation Fee | Event | $600 | — | Charged on the number of security and supporting documents that are required to be prepared. Minimum Amount for up to 3 documents. Additional documents $200 each. |
| Release Fee | Event | $300 | — | Payable for the number of security documents released (each). |
| Settlement Fee | Event | $250 | — | Payable for completing a settlement of your facility (per settlement). |
| Substitution of Security Fee | Event | $300 | — | Payable if we agree to substitute a security for another security. Fee does not include government charges or new valuation costs. |
| Variation Fee | Event | $300 | — | Payable if you request a change to the Letter of Offer. |
| Early Payment Interest Adjustment (EPIA) Fee | Other | $0 | — | Determined at the time you break your Fixed Rate. Refer to your Letter of Offer for more detail on how the EPIA is calculated. |
| Establishment Fee | Other | $0 | — | Subject to Negotiation. Determined at application |
| Legal Fee | Other | $0 | — | Payable when we advise that we need legal advice to prepare documentation, certify or settle your facilities. Amount may vary and will be advised before proceeding. |
| Ongoing Fees | Other | $0 | — | All businesses are different, and accordingly, the cost of a business loan will differ depending on your type of business and your needs. Ongoing Fees determined at application. |
| Progress Drawdown Fee | Other | $0 | — | Payable when you request a progressive drawdown of your Term Loan facility. Determined at application. |
| Valuation Fee | Other | $0 | — | Determined by the Valuer at the time of loan application. |
| Self Managed Superannuation Funds Fee | Upfront | $1,000 | — | Payable if the borrower is a Self Managed Superannuation Fund and is charged for the Bank to undertake due diligence on the proposed lending structure |
§ 03 — Features
RedrawDigital banking
- · Interest rate type: Fixed and variable interest options available
- · Repayment type: Principle and interest and interest only repayment options available
- · Term: One year up to 15 years loan terms available
- · Security: Residential, commercial or rural property security required. Business assets may also be acceptable.
- · May form part of a Business Ready Package depending on eligibility criteria.
§ 04 — Eligibility & limits
- · Available to businesses
- · Provide 2 consecutive years of financial information. This may be for a business you currently own or for a business you plan to purchase.
- · Security such as cash, residential, commercial or rural property, business assets, or a combination of these
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 19 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.