The Finance Algorithm
Central Murray Credit Union Limited logoCentral Murray Credit Union Limited

PREMIUM BUSINESS

PREMIUM BUSINESS

OverdraftsBank updated 31 July 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Variable
0.00%

Rates

Every rate Central Murray Credit Union Limited publishes for this overdraft, 10 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,0000.00%-paid every 3 mo
Variable--$100,000–$200,0000.15%-paid every 3 mo
Variable--$20,000–$50,0000.10%-paid every 3 mo
Variable--$200,000–$300,0000.15%-paid every 3 mo
Variable--$300,000–$400,0000.15%-paid every 3 mo
Variable--$400,000–$500,0000.15%-paid every 3 mo
Variable--$5,000–$20,0000.05%-paid every 3 mo
Variable--$50,000–$100,0000.10%-paid every 3 mo
Variable--$500,000–$600,0000.15%-paid every 3 mo
Variable--$600,000+0.15%-paid every 3 mo

Fees

19 fees published, grouped by when they're charged.

While you hold it1

  • VISA_SERVICE_FEE
    $3

When you make a transaction17

  • DUPLICATE_DEPOSIT_BOOK
    $5
  • ATM_TRANSACTIONS
    $0.75
  • BUSINESS_CHEQUE_DEPOSIT_FEE
    $0.80
  • DECLINED_ATM_FEE
    $0.75
  • DECLINED_EFTPOS_FEE
    $0.75
  • DIRECT_DEBIT_DISHONOUR
    $10
  • DIRECT_DEBIT_PROCESSING
    $0.20
  • EFTPOS_CHARGE
    $0.75
  • FUTURE_DATED_BPAY
    $0.50
  • FUTURE_DATED_EFT_-_EXTERNAL
    $0.50
  • FUTURE_DATED_OSKO
    $0.20
  • MEMBER_CHEQUE_PRESENTMENT_FEE
    $0.40
  • OTC_BPAY
    $0.50
  • OTC_CASH_WITHDRAWAL
    $2.50
  • OTC_EFT_EXTERNAL
    $0.50
  • OTC_TRANSFERS
    $2.50
  • OVERSEAS_VISA_DEBIT_ATM_WITHDRAWAL
    $5

When particular things happen1

  • DEPOSITED_CHEQUE_DISHONOUR_FEE
    $50

Features

Instant paymentsPayID

Eligibility and limits

  • Available to businesses

Published by Central Murray Bank under the Consumer Data Right, last changed by them on 31 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.