EVERYDAY ACCESS
EVERYDAY ACCESS
OverdraftsBank updated 31 July 2026
At a glance
- Variable
- 0.01%
Rates
Every rate Central Murray Credit Union Limited publishes for this overdraft, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.01% | - | paid every 12 yrs |
| Variable | - | - | $20,000–$50,000 | 0.01% | - | paid every 12 yrs |
| Variable | - | - | $5,000–$20,000 | 0.01% | - | paid every 12 yrs |
| Variable | - | - | $50,000+ | 0.05% | - | paid every 12 yrs |
Fees
18 fees published, grouped by when they're charged.
While you hold it1
- VISA_SERVICE_FEE$3
When you make a transaction16
- DUPLICATE_DEPOSIT_BOOK$5
- ATM_TRANSACTIONS$0.75
- BUSINESS_CHEQUE_DEPOSIT_FEE$0.80
- DECLINED_ATM_FEE$0.75
- DECLINED_EFTPOS_FEE$0.75
- DIRECT_DEBIT_DISHONOUR$10
- DIRECT_DEBIT_PROCESSING$0.20
- EFTPOS_CHARGE$0.75
- FUTURE_DATED_BPAY$0.50
- FUTURE_DATED_EFT_-_EXTERNAL$0.50
- FUTURE_DATED_OSKO$0.20
- OTC_BPAY$0.50
- OTC_CASH_WITHDRAWAL$2.50
- OTC_EFT_EXTERNAL$0.50
- OTC_TRANSFERS$2.50
- OVERSEAS_VISA_DEBIT_ATM_WITHDRAWAL$5
When particular things happen1
- DEPOSITED_CHEQUE_DISHONOUR_FEE$50
Features
Instant paymentsPayID
Eligibility and limits
None published.
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Published by Central Murray Bank under the Consumer Data Right, last changed by them on 31 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.