The Finance Algorithm
Coastline

Business Access Plus

Business Access Plus

OverdraftsBank updated 24 Mar 2026
At a glance
Variable
0.00%
Loan size
$500 to no maximum
Upfront fee
$85
Monthly fee
$10
Business Vise Credit Card
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
Cash advanceInterest onlyup to null14.05%Existing cust; Min deposits; New accounts; New customer
PurchaseInvestment · Interest only14.05%Existing cust; Min deposits; New accounts; New customer
Variable0.00%paid every 1 mo; Existing cust; New accounts; New customer
§ 02 — Fees · 67
FeeTypeAmountWhenNotes
Agency Withdrawal FeeEvent$10
Arrears Reminder FeeEvent$5
ATM Direct ChargeEventNo fee
Audit Certificate FeeEvent$25
Bank Cheque Issue FeeEvent$15
BPAY Error Correction FeeEvent$11.50
BPAY Investigation Request FeeEvent$5.50
Bus ATM Balance Enq FeeEvent$0.50
Bus ATM Decl Transaction FeeEvent$0.50
Bus ATM Transaction FeeEvent$0.50
Business Deposit Book FeeEvent$15
Card Dispute FeeEvent$33
Chq Deposit Dishonour FeeEvent$10
Corporate Cheque Trace FeeEvent$32.50
Corporate Chq Stop Pmt FeeEvent$5
Credit Card Annual FeeEvent$75
Deposit Item - ForeignEvent$0.50
Deposit Item - LocalEvent$0.50
Direct Debit Cancellation FeeEvent$5
Direct Entry Trace FeeEvent$25
Dishonour FeeEvent$5
Duplicate Statement FeeEvent$5
Elec Outbound Rejection FeeEvent$5
Emergency Card Issue FeeEvent$15
Emergency Overseas Card FeeEvent$300
Final Notice of DemandEvent$40
Honour FeeEvent$5
Manual Arrears Transfer FeeEvent$5
Member Cheque Trace FeeEvent$33
Night Safe Wallet FeeEvent$15
Non CCU ATM Bal Enq FeeEvent$1.50
Non CCU ATM Decl Trans FeeEvent$1.50
Non CCU ATM Transaction FeeEvent$1.50
Overdrawn Account FeeEvent$10
Periodic Pmt Establishment FeeEvent$5
Periodic Pmt Rejection FeeEvent$10
Periodic Pmt Variation FeeEvent$5
Piggy BankEvent$5
Real Time Transfer FeeEvent$20
Replacement Card FeeEvent$10
Safe Custody FeeEvent$25
Security TokenEvent$20
SMS FeesEvent$0.25
Special Clearance Chq FeeEvent$32.50
Stop Chq Request FeeEvent$5
Sweep Cancellation FeeEvent$5
Sweep Establishment FeeEvent$5
Sweep Variation FeeEvent$5
Business Base Balance FeePeriodicNo feeEvery 1 mo
Business Base Balance FeePeriodic$10Every 1 mo
Dormant Account FeePeriodic$25Every 1 yr
Bus EFTPOS Decl Trans FeeTransactionNo fee
Business Deposit Fee (Westpac)Transaction$0.50
Business Deposit FeeTransaction$0.50
Corporate Cheque FeeTransaction$10
CU Solicitor Mtg Discharge FeeTransaction$198
CU Solicitor Mtg Discharge FeeTransaction$380
Mortgage Discharge FeeTransaction$110
Mortgage Discharge FeeTransaction$250
Non Coastline ATM Wdl FeeTransactionNo fee
Overseas ATM Wdl FeeTransaction$5
Presented Cheque FeeTransaction$0.75
Staff Assisted Electronic PmntTransaction$2.25
Visa Credit Cash Advance FeeTransaction$3.50
PPSR Security Interest FeeUpfront$50
Property Search FeeUpfront$30
Settlement Disbursement FeeUpfront$5
§ 03 — Features
Guarantor optionInstant paymentsPayIDDigital bankingOverdraft55 interest-free daysApple Pay, Google Pay
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Amount $500 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 24 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.