The Finance Algorithm

At a glance

Variable
6.99%
Upfront fee
$195

Rates

The one rate Police Credit Union Limited publishes for this overdraft.

TypeApplies toTermBandRateComparisonConditions
Variable---6.99%--

Fees

4 fees published, grouped by when they're charged.

When you take it out1

  • APPLICATION_FEE_PERSONAL_LOAN_LOAN_OF__CREDIT

    charged for processing a credit application

    $195

When you make a transaction3

  • TITLE_SEARCH_(NT)

    Per Search - provides a copy of the title to the property

    $55.78
  • TITLE_SEARCH_(SA)

    Per search - provides a copy of the title of the property

    $35.50
  • PERSONAL_PROPERTY_SECURITY_REGISTER_FEE

    Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over)

    $8

Features

Instant paymentsPayIDDigital bankingApple Pay, Samsung Pay and Google Pay

Eligibility and limits

  • Minimum age 60

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.