The Finance Algorithm
At a glance
Variable
6.99%
Upfront fee
$195
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable6.99%
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
TITLE_SEARCH_(NT)Cash advance$55.78Per Search - provides a copy of the title to the property
TITLE_SEARCH_(SA)Cash advance$35.50Per search - provides a copy of the title of the property
PERSONAL_PROPERTY_SECURITY_REGISTER_FEEPayment$8Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over)
APPLICATION_FEE_PERSONAL_LOAN_LOAN_OF__CREDITUpfront$195charged for processing a credit application
§ 03 — Features
Instant paymentsPayIDDigital bankingApple Pay, Samsung Pay and Google Pay
§ 04 — Eligibility & limits
  • · Minimum age 60

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 27 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.