Police Credit Union LimitedRedi Access Overdraft Account
Personal Overdraft
At a glance
- Variable
- 0.00%
- Upfront fee
- $195
Rates
Every rate Police Credit Union Limited publishes for this overdraft, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 13.99% | - | - |
| Variable | - | - | up to $10,000,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $10,000,000+ | 0.00% | - | paid every 1 mo |
Fees
6 fees published, grouped by when they're charged.
When you take it out2
- APPLICATION_FEE_PERSONAL_LOAN_LOAN_OF__CREDIT
charged for processing a credit application
$195 - PERSONAL_CREDIT_&_OVERDRAFT_PACKAGE_FEE
is charged for establishing all personal loans with the exception of Personal Loan Line of Credit Whole of pay to PCU Visa Credit Card General Insurance 10 years PCU membership Savings / Investments held with PCU for 3mths or over Former <18yr old Members
$195
When you make a transaction4
- TITLE_SEARCH_(NT)
Per Search - provides a copy of the title to the property
$55.78 - TITLE_SEARCH_(SA)
Per search - provides a copy of the title of the property
$35.50 - PERSONAL_PROPERTY_SECURITY_REGISTER_FEE
Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over)
$8 - ACCOUNT_SWEEP_FEE
Charged at time of transfer - Payable whenever we transfer funds from one of your accounts to another (other than on your instructions) to cover payments arrears or amounts overdrawn.
$5
Features
Eligibility and limits
- Minimum age 18
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Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 21 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.