POLICE CREDIT UNION LIMITED
Redi Access Overdraft Account
Personal Overdraft
OverdraftsBank updated 21 Nov 2025
At a glance
- Variable
- 0.00%
- Upfront fee
- $390
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 13.99% | — | — |
| Variable | — | — | up to $10,000,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $10,000,000+ | 0.00% | — | paid every 1 mo |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| TITLE_SEARCH_(NT) | Cash advance | $55.78 | — | Per Search - provides a copy of the title to the property |
| TITLE_SEARCH_(SA) | Cash advance | $35.50 | — | Per search - provides a copy of the title of the property |
| PERSONAL_PROPERTY_SECURITY_REGISTER_FEE | Payment | $8 | — | Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over) |
| ACCOUNT_SWEEP_FEE | Transaction | $5 | — | Charged at time of transfer - Payable whenever we transfer funds from one of your accounts to another (other than on your instructions) to cover payments arrears or amounts overdrawn. |
| APPLICATION_FEE_PERSONAL_LOAN_LOAN_OF__CREDIT | Upfront | $195 | — | charged for processing a credit application |
| PERSONAL_CREDIT_&_OVERDRAFT_PACKAGE_FEE | Upfront | $195 | — | is charged for establishing all personal loans with the exception of Personal Loan Line of Credit Whole of pay to PCU Visa Credit Card General Insurance 10 years PCU membership Savings / Investments held with PCU for 3mths or over Former <18yr old Members |
§ 03 — Features
Instant paymentsPayIDDigital bankingOverdraftApple Pay, Samsung Pay, Google Pay
§ 04 — Eligibility & limits
- · Minimum age 18
§ 05 — Compare
§ 06 — Run the numbers
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Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 21 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.