ANZ
ANZ Business Low Rate
A credit card facility for businesses with a low interest ongoing interest rate
Credit cardsBank updated 16 Mar 2026
At a glance
- Purchase rate
- 12.99%
- Cash advance
- 14.49%
- Annual fee
- $100 · discounted first 1 yr
- Foreign transaction fee
- 3.00%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceRates are subject to change | — | — | — | 14.49% | — | — |
| PurchaseRates are subject to change | — | — | — | 12.99% | — | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee | Cash advance | 1.50% of transaction | — | A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For C… |
| Over Limit | Event | 5.00% of transaction | — | A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50. |
| Payment Dishonour Fee | Event | $12 | — | — |
| Lat Payment Fee | Late payment | $35 | 1 days after due | — |
| Account Service | Periodic | $100 | Every 1 yr | Save $100 with no Annual Card Fee for the first year on a new ANZ Business Low Rate credit card. |
| Overseas Transaction Fee | Purchase | 3.00% of transaction | — | On the value of any International Transaction charged or credited to an ANZ Business One Facility. |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactionsApple PayGoogle PaySamsung PayFitbit PayGarmin PayUnauthorised Transactions Insurance
§ 04 — Eligibility & limits
- · Available to businesses
- · Amount $1,000 to $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 16 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.