NABNAB Low Rate Business Card
If you’re a small business, our low rate business credit card can help you manage your cash flow.
At a glance
- Purchase rate
- 13.99%
- Cash advance
- 13.99%
- Interest-free days
- 55
- Annual fee
- $60, discounted first 1 yr
- Foreign transaction fee
- 3.00%
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business credit card purchase rateOngoing purchase rate, not introductory offers | 13.99% | 6.96%Greater Bank's Business Visa Credit Card | 13.49%of 14 institutions | 8th lowest of 14, level with one other |
Rates
Every rate NAB publishes for this credit card, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | - | - | - | 13.99% | - | Not applicable |
| IntroductoryIntroductory interest rate Offer commenced on 4 February 2019. The special introductory interest rate of 0% p.a. on purchases applies for 12 months from the date your account is opened by NAB. At the… | - | 1 yr intro | - | 0.00% | - | Not applicable |
| Purchase | - | - | - | 13.99% | - | Not applicable |
Fees
5 fees published, grouped by when they're charged.
While you hold it1
- Annual Card Fee
NAB may waive or discount fees at its discretion, as part of a package or promotional offer. Waive Card Fee
$60 a year
When you make a transaction3
- Cash Advance Fee
Minimum fee is $3.00
3.00% of transaction - International Transaction Fee Multi-Currency3.00% of transaction
- International Transaction Fee Single Currency3.00% of transaction
When particular things happen1
- Late Payment Fee$15
Features
- VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
- Fraud protection NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian citizen or permanent resident
- Available to businesses
- Amount $5,000 to $18,000,000
- Have 12 months of business financial data.
- Registered for GST
- Have a valid ABN/ACN
Compare it with others
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Published by National Australia Bank under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.