Queensland Country BankVisa Business My Rewards
Our Business Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date, and is linked to our free rewards program, Business Rewarder
At a glance
- Purchase rate
- 14.99%
- Cash advance
- 14.99%
- Interest-free days
- 55
- Annual fee
- $85
- Foreign transaction fee
- 3.65%
- Rewards
- An automatic inclusion to our rewards program that gives you the choice of where to spend your rewards points
- Balance transfer
- 14.99%
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business credit card purchase rateOngoing purchase rate, not introductory offers | 14.99% | 6.96%Greater Bank's Business Visa Credit Card | 13.49%of 14 institutions | 11th lowest of 14 |
Rates
Every rate Queensland Country Bank publishes for this credit card, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transfer | - | - | - | 14.99% | - | - |
| Cash advance | - | - | - | 14.99% | - | - |
| Purchase | - | - | - | 14.99% | - | - |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Balance transfer | 14.74% | 14.99% | up 0.25 |
| 15 Oct 2026 | Cash advance | 14.74% | 14.99% | up 0.25 |
| 14 Oct 2026 | Purchase | 14.74% | 14.99% | up 0.25 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
14 fees published, grouped by when they're charged.
While you hold it1
- Business Visa Annual Fee
Annual Fee charged on commencement and annually on anniversary of the commencement date A business or other non-person legal entity
$85 a year
When you make a transaction1
- Overseas Purchase Fee
Charged as a percentage of the foreign currency transaction value
3.65% of transaction
If a payment is late or fails1
- Dishonour Insuff. Funds$8
When particular things happen9
- Arrears Letter - Second Arrears Letter$40
- Arrears Letter Fee - Default Notice prior to Enforcement$70
- DE Mistaken Payment Return Req$50
- Direct Entry Recall of Funds
Applies to Direct Debit, Direct Credit and OSKO payments
$40 - Disputed Transaction Fee$35
- Honour Charge$8
- Overlimit Fee
On a fee for maintaining a set balance
$30 - RTGS Payment Received Fee$7.20
- Transaction Investigation Fee$15
Other fees2
- Document Fee
Price on Application
Varies - Other Service Fees
Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Varies
Features
- A low competitive interest rate on both purchases and cash advances
- Ability to set monthly spend limits for individual cardholders
Eligibility and limits
- Available to businesses
- Amount from $500, no maximum
Compare it with others
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.