Queensland Country Bank
Visa Business My Rewards
Our Business Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date, and is linked to our free rewards program, Business Rewarder
Credit cardsBank updated 23 Sept 2026
At a glance
- Purchase rate
- 14.74%
- Cash advance
- 14.74%
- Interest-free days
- 55
- Annual fee
- $85
- Foreign transaction fee
- 3.65%
- Rewards
- An automatic inclusion to our rewards program that gives you the choice of where to spend your rewards points
- Balance transfer
- 14.74%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transfer | — | — | — | 14.74% | — | — |
| Cash advance | — | — | — | 14.74% | — | — |
| Purchase | — | — | — | 14.74% | — | — |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| Arrears Letter - Second Arrears Letter | Event | $40 | — | — |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Recall of Funds | Event | $40 | — | Applies to Direct Debit, Direct Credit and OSKO payments |
| Disputed Transaction Fee | Event | $35 | — | — |
| Honour Charge | Event | $8 | — | — |
| Overlimit Fee | Event | $30 | — | On a fee for maintaining a set balance |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Investigation Fee | Event | $15 | — | — |
| Document Fee | Other | Varies | — | Price on Application |
| Other Service Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Business Visa Annual Fee | Periodic | $85 | Every 1 yr | Annual Fee charged on commencement and annually on anniversary of the commencement date A business or other non-person legal entity |
| Overseas Purchase Fee | Transaction | 3.65% of transaction | — | Charged as a percentage of the foreign currency transaction value |
§ 03 — Features
Digital bankingUnlimited transactionsBalance transfers55 interest-free daysAPPLE PAYGOOGLE PAYSAMSUNG PAYAn automatic inclusion to our rewards program that gives you the choice of where to spend your rewards points
- · A low competitive interest rate on both purchases and cash advances
- · Ability to set monthly spend limits for individual cardholders
§ 04 — Eligibility & limits
- · Available to businesses
- · Amount $500 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.