The Finance Algorithm
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Business Access Plus

Business Access Plus

Credit cardsBank updated 24 Mar 2026

At a glance

Purchase rate
14.05%
Cash advance
14.05%
Interest-free days
55

How it compares

This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This credit card: 14.05%Every other institution's lowest, 13 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest business credit card purchase rate anyone can apply for; hover or tap a dot for its name.

RateThis credit cardBest anywhereTypical institutionWhere it sits
Business credit card purchase rateOngoing purchase rate, not introductory offers14.05%6.96%Greater Bank's Business Visa Credit Card13.49%of 14 institutions10th lowest of 14

Rates

Every rate Coastline publishes for this credit card, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Cash advanceInterest only--14.05%-Existing cust; Min deposits; New accounts; New customer
PurchaseInvestment, Interest only--14.05%-Existing cust; Min deposits; New accounts; New customer

Fees

8 fees published, grouped by when they're charged.

When you take it out3

  • PPSR Security Interest Fee
    $50
  • Property Search Fee
    $30
  • Settlement Disbursement Fee
    $5

When you make a transaction2

  • CU Solicitor Mtg Discharge Fee
    $380
  • Mortgage Discharge Fee
    $250

When particular things happen3

  • Arrears Reminder Fee
    $5
  • Final Notice of Demand
    $40
  • Manual Arrears Transfer Fee
    $5

Features

Guarantor option55 interest-free days

Eligibility and limits

  • Available to businesses
  • Amount from $500, no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 24 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.