ANZ
ANZ Business 55 Interest Free Days
A credit card facility for businesses with up to 55 days interest free on purchases (if you pay your closing balance in full by the due date each month)
Credit cardsBank updated 16 Mar 2026
At a glance
- Purchase rate
- 17.74%
- Cash advance
- 19.24%
- Interest-free days
- 55
- Annual fee
- $150 · discounted first 1 yr
- Foreign transaction fee
- 3.00%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceRates are subject to change | — | — | — | 19.24% | — | — |
| PurchaseRates are subject to change | — | — | — | 17.74% | — | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee | Cash advance | 1.50% of transaction | — | A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For C… |
| Over Limit | Event | 5.00% of transaction | — | A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50. |
| Payment Dishonour Fee | Event | $12 | — | — |
| Late Payment Fee | Late payment | $35 | 1 days after due | — |
| Account Service | Periodic | $150 | Every 1 yr | Save $150 with no Annual Card Fee for the first year on a new ANZ Business 55 Interest Free Days credit card. |
| Overseas Transaction Fee | Purchase | 3.00% of transaction | — | On the value of any International Transaction charged or credited to an ANZ Business One Facility. |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactions55 interest-free daysApple PayGoogle PaySamsung PayFitbit PayGarmin PayUnauthorised Transactions Insurance
§ 04 — Eligibility & limits
- · Available to businesses
- · Amount $1,000 to $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 16 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.