ANZANZ Business 55 Interest Free Days
A credit card facility for businesses with up to 55 days interest free on purchases (if you pay your closing balance in full by the due date each month)
At a glance
- Purchase rate
- 17.74%
- Cash advance
- 19.24%
- Interest-free days
- 55
- Annual fee
- $150, discounted first 1 yr
- Foreign transaction fee
- 3.00%
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business credit card purchase rateOngoing purchase rate, not introductory offers | 17.74% | 6.96%Greater Bank's Business Visa Credit Card | 13.49%of 14 institutions | 11th lowest of 14 |
Rates
Every rate ANZ publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceRates are subject to change | - | - | - | 19.24% | - | - |
| PurchaseRates are subject to change | - | - | - | 17.74% | - | - |
Fees
6 fees published, grouped by when they're charged.
While you hold it1
- Account Service
Save $150 with no Annual Card Fee for the first year on a new ANZ Business 55 Interest Free Days credit card.
$150 a year
When you make a transaction2
- Cash Advance Fee
A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For C…
1.50% of transaction - Overseas Transaction Fee
On the value of any International Transaction charged or credited to an ANZ Business One Facility.
3.00% of transaction
If a payment is late or fails1
- Late Payment Fee$35 1 days after it's due
When particular things happen2
- Over Limit
A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50.
5.00% of transaction - Payment Dishonour Fee$12
Features
Eligibility and limits
- Available to businesses
- Amount $1,000 to $50,000
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Published by ANZ under the Consumer Data Right, last changed by them on 16 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.