The Finance Algorithm
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NAB Qantas Business Signature Card

Get more from your business credit card purchases. Maximise your Qantas Points.

Credit cardsBank updated 3 Aug 2026

At a glance

Purchase rate
19.50%
Cash advance
21.74%
Interest-free days
44
Annual fee
$295
Foreign transaction fee
3.00%
Rewards
Qantas Business Rewards
NAB Qantas Business Signature Card card

How it compares

This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This credit card: 19.50%Every other institution's lowest, 13 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest business credit card purchase rate anyone can apply for; hover or tap a dot for its name.

RateThis credit cardBest anywhereTypical institutionWhere it sits
Business credit card purchase rateOngoing purchase rate, not introductory offers19.50%6.96%Greater Bank's Business Visa Credit Card13.49%of 14 institutions11th lowest of 14

Rates

Every rate NAB publishes for this credit card, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Cash advance---21.74%-Not applicable
Purchase---19.50%-Not applicable

Fees

5 fees published, grouped by when they're charged.

While you hold it1

  • Annual card Fee

    NAB may waive or discount fees at its discretion, as part of a package or promotional offer.

    $295 a year

When you make a transaction3

  • Cash Advance Fee

    Minimum fee is $3.00

    3.00% of transaction
  • International Transaction Fee Multi-Currency
    3.00% of transaction
  • International Transaction Fee Single Currency
    3.00% of transaction

When particular things happen1

  • Late Payment Fee
    $15

Features

Digital bankingUnlimited transactions44 interest-free days1000 additional cardsApple PayGoogle PaySamsung PayGarmin PayQantas Business RewardsUnauthorised Transaction InsuranceTransit Accident Insurance
  • VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
  • Fraud protection Provided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.

Eligibility and limits

  • Minimum age 18
  • Residency: Must be an Australian citizen or permanent resident
  • Available to businesses
  • Amount $5,000 to $18,000,000
  • Have 12 months of business financial data.
  • Registered for GST
  • Have a valid ABN/ACN

Published by National Australia Bank under the Consumer Data Right, last changed by them on 3 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.