The Finance Algorithm
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NAB Business Card

Manage your employee's business expenses by giving them their own charge card.

Credit cardsBank updated 1 June 2026
Apply at National Australia Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Purchase rate
16.50%
Cash advance
16.50%
Interest-free days
35
Foreign transaction fee
3.00%
NAB Business Card card

How it compares

This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This credit card: 16.50%Every other institution's lowest, 13 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest business credit card purchase rate anyone can apply for; hover or tap a dot for its name.

RateThis credit cardBest anywhereTypical institutionWhere it sits
Business credit card purchase rateOngoing purchase rate, not introductory offers16.50%6.96%Greater Bank's Business Visa Credit Card13.49%of 14 institutions11th lowest of 14

Rates

Every rate NAB publishes for this credit card, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Cash advance---16.50%-Not applicable
Purchase---16.50%-Not applicable

Fees

5 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Card Fee

    NAB may waive or discount fees at its discretion, as part of a package or promotional offer.

    $9 a month

When you make a transaction3

  • Cash Advance Fee
    3.00% of transaction
  • International Transaction Multi-Currency
    3.00% of transaction
  • International Transaction Single Currency
    3.00% of transaction

When particular things happen1

  • Late Payment Fee
    $15

Features

Guarantor optionDigital bankingFraud protectionUnlimited transactionsRelationship manager35 interest-free days1000 additional cardsApple PayGoogle PaySamsung PayGarmin PayUnauthorised Transaction Insurance
  • VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
  • Fraud protection NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.

Eligibility and limits

  • Minimum age 18
  • Residency: Must be an Australian citizen or permanent resident
  • Available to businesses
  • Amount $5,000 to $18,000,000
  • Have 12 months of business financial data.
  • Registered for GST
  • Have a valid ABN/ACN

Published by National Australia Bank under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.