NAB Business Card

Manage your employee's business expenses by giving them their own charge card.

Credit cardsBank updated 1 June 2026

Apply at NATIONAL AUSTRALIA BANK ↗Product page ↗Fees & pricing ↗Terms ↗

At a glance

Purchase rate: 16.50%
Cash advance: 16.50%
Interest-free days: 35
Foreign transaction fee: 3.00%

§ 01 — Rates · 2

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Cash advance	—	—	—	16.50%	—	Not applicable
Purchase	—	—	—	16.50%	—	Not applicable

§ 02 — Fees · 5

Fee	Type	Amount	When	Notes
Late Payment Fee	Event	$15	—	—
Monthly Card Fee	Periodic	$9	Every 1 mo	NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
Cash Advance Fee	Transaction	3.00% of transaction	—	—
International Transaction Multi-Currency	Transaction	3.00% of transaction	—	—
International Transaction Single Currency	Transaction	3.00% of transaction	—	—

§ 03 — Features

Guarantor optionDigital bankingFraud protectionUnlimited transactionsRelationship manager35 interest-free days1000 additional cardsApple PayGoogle PaySamsung PayGarmin PayUnauthorised Transaction Insurance

· VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
· Fraud protection NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.

§ 04 — Eligibility & limits

· Minimum age 18
· Residency: Must be an Australian citizen or permanent resident
· Available to businesses
· Amount $1,000 to $18,000,000
· Have 12 months of business financial data.
· Registered for GST
· Have a valid ABN/ACN

§ 05 — Compare

All credit cards →Other NATIONAL AUSTRALIA BANK credit cards Everything NATIONAL AUSTRALIA BANK publishes

§ 06 — Run the numbers

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Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.