NABNAB Rewards Business Signature Card
With a business credit card, earn and redeem NAB Rewards Points.
Credit cardsBank updated 3 Aug 2026
At a glance
- Purchase rate
- 19.50%
- Cash advance
- 21.74%
- Interest-free days
- 44
- Annual fee
- $175
- Foreign transaction fee
- 3.00%
- Rewards
- NAB Rewards
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business credit card purchase rateOngoing purchase rate, not introductory offers | 19.50% | 6.96%Greater Bank's Business Visa Credit Card | 13.49%of 14 institutions | 11th lowest of 14 |
Rates
Every rate NAB publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | - | - | - | 21.74% | - | Not applicable |
| Purchase | - | - | - | 19.50% | - | Not applicable |
Fees
5 fees published, grouped by when they're charged.
While you hold it1
- Annual card Fee
NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
$175 a year
When you make a transaction3
- Cash Advance Fee
Minimum fee is $3.00
3.00% of interest accrued - International Transaction Fee Multi-Currency3.00% of balance
- International Transaction Fee Single Currency3.00% of transaction
When particular things happen1
- Late Payment Fee$15
Features
Digital bankingUnlimited transactions44 interest-free days1000 additional cardsApple PayGoogle PaySamsung PayGarmin PayNAB RewardsUnauthorised Transaction InsuranceTransit Accident Insurance
- VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
- Fraud protection Provided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian citizen or permanent resident
- Available to businesses
- Amount $5,000 to $18,000,000
- Have 12 months of business financial data.
- Registered for GST
- Have a valid ABN/ACN
Compare it with others
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Published by National Australia Bank under the Consumer Data Right, last changed by them on 3 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.