NAB
NAB Business Overdraft
Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.
OverdraftsBank updated 15 May 2026
At a glance
- Variable
- 10.72%
- Loan size
- $20,000 to no maximum
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCustomer margin may apply | — | — | $1+ | 10.72% | — | Based on customer relationship |
| VariableCustomer margin may apply | — | — | $1+ | 10.72% | — | Based on customer relationship |
| VariableCustomer margin may apply | — | — | $1+ | 10.72% | — | Based on customer relationship |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Service Fee | Periodic | 0.75% of balance | Every 1 mo | — |
| Renewal Fee | Upfront per plan | $250 | — | — |
| Application Fee | Upfront | 0.75% of balance | — | NAB may waive or discount fees at its discretion, as part of a package or promotional offer. |
§ 03 — Features
Guarantor optionInstant paymentsPayIDDigital bankingUnlimited transactionsRelationship managerOverdraft
§ 04 — Eligibility & limits
- · Amount $20,000 to no maximum
- · Lending criteria apply
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.