BUSINESS OVERDRAFT

Ongoing overdraft facility to access additional funds to manage cash flow and expenses.

OverdraftsBank updated 9 June 2026

At a glance

Variable: 8.50%

§ 01 — Rates · 1

Type	Applies to	Term	Band	Rate	Comparison	Conditions
VariableRates available for unsecured or mortgage secured overdraft (secured capped at 80%LVR)	—	—	—	8.50%	—	—

§ 03 — Features

None published.

§ 04 — Eligibility & limits

§ 05 — Compare

All overdrafts →Other Southern Cross Credit Union overdrafts Everything Southern Cross Credit Union publishes

§ 06 — Run the numbers

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Cash flow stress test

How long an overdraft would carry a shortfall.

Invoice payment

The cost of waiting for invoices to be paid.

Published by Southern Cross Credit Union under the Consumer Data Right, last changed by them on 9 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.