Arab Bank Australia Ltd Prod
Business Overdraft
Our Business Overdraft product is designed to assist businesses with their working capital needs.
OverdraftsBank updated 20 Aug 2026
At a glance
- Variable
- 17.65%
- Loan size
- $10,000 to no maximum
- Upfront fee
- $600
- Monthly fee
- $6
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFlexible repayment structures including principal and interest or interest only. Arranged Overdraft Rate | — | — | — | 17.65% | 0.00% | — |
| VariableFlexible repayment structures including principal and interest or interest only. Unarranged Overdraft Rate | — | — | — | 21.65% | 0.00% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Security Consent Fee | Event | $150 | — | Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents… |
| Deed Production Fee | Event | $60 | — | Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do… |
| Direct Debit Dishonour Fee | Event | $35 | — | Payable whenever a direct debit to the Customer’s loan account is dishonoured. |
| Tenanted Security Report Fee | Event | $100 | — | Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t… |
| Title Change Fee | Event | $100 | — | Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p… |
| Transfer Fee | Event | $300 | — | Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe… |
| Discharge of Security Fee | Exit | $250 | — | Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr… |
| Line Fee | Periodic | 1.00% of transaction | Every 1 yr | Standard minimum line fee is 1% of the approved limit. Fee rate may vary. |
| Monthly Service Fee | Periodic | $6 | Every 1 mo | — |
| Over the Counter Fee | Transaction | $0.65 | — | Payable in relation to any over the counter transactions. |
| Application Fee | Upfront | $600 | — | — |
§ 03 — Features
Digital bankingOverdraft
- · Interest only available
- · Secured by commercial or residential properties, as well as a host of other securities that can be mixed or separated as need be.
§ 04 — Eligibility & limits
- · Amount $10,000 to no maximum
- · For information on eligibility criteria, please contact our Relationship Managers.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.