Bank of Melbourne
Amplify Business
Amplify Business is a personal liability business credit card that rewards you for your business expenses. Earn something more rewarding with uncapped points on eligible business purchases.
Credit cardsBank updated 15 June 2026
At a glance
- Purchase rate
- 19.49%
- Cash advance
- 20.24%
- Interest-free days
- 55
- Annual fee
- $89 · discounted first 1 yr
- Foreign transaction fee
- 3.00%
- Rewards
- Amplify Rewards
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceCash Advances | — | — | — | 20.24% | — | Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) |
| PurchasePurchase Rate | — | — | — | 19.49% | — | Charged to purchase balances where full closing balance is not paid by due date |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee | Cash advance | 3.00% of transaction | — | — |
| Copy of a deposit or withdrawal form | Event | $15 | — | — |
| Copy of a sales voucher | Event | $10.50 | — | — |
| Overlimit Fee | Event | No fee | — | $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. |
| Missed Payment Fee | Late payment | No fee | — | $0 applied for each missed payment |
| Automatic payment fee | Payment | No fee | — | $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
| Card Fee | Periodic | $89 | Every 1 yr | Per account. Card Fee Waiver |
| Card Replacement Fee | Replacement | No fee | — | Courier costs may apply |
| Foreign Transaction Fee | Transaction | 3.00% of transaction | — | 3% of the Australian dollar value of any Foreign Transaction. |
§ 03 — Features
Extra repaymentsFraud protectionRelationship manager55 interest-free days1 additional cardsAmplify RewardsAmplify QantasComplimentary insurance : Including Transit Accident Insurance and Unauthorised Transaction Insurance
- · Simplified tax reporting : Export expenses directly into MYOB and BAS or download as an Excel file to make analysis of business transactions easy
- · Personal liability business credit card that rewards you for your business expenses
- · Uncapped points : Earn uncapped points on business purchases including double points on international spending.
- · We will provide you with a monthly statement (the actual date may vary slightly each month) for your card account. If you: are registered for Online Banking, and have supplied us with a valid email a…
- · Automatic Payment Plan : If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days…
- · Credit card payments can be paid via Phone banking, Internet banking, BPAY.
- · Gambling Preference Request : For a card account, a primary cardholder can request us to decline transaction authorisation requests that we receive and that we are able to recognise as an authorisati…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Should have an Australian Residential address
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank of Melbourne under the Consumer Data Right, last changed by them on 15 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.