BankSAAmplify Business
Amplify Business is a personal liability business credit card that rewards you for your business expenses. Earn something more rewarding with uncapped points on eligible business purchases.
At a glance
- Purchase rate
- 19.49%
- Cash advance
- 20.24%
- Interest-free days
- 55
- Annual fee
- $89, discounted first 1 yr
- Foreign transaction fee
- 3.00%
- Rewards
- Amplify Rewards
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business credit card purchase rateOngoing purchase rate, not introductory offers | 19.49% | 6.96%Greater Bank's Business Visa Credit Card | 13.49%of 14 institutions | 11th lowest of 14 |
Rates
Every rate BankSA publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceCash Advances | - | - | - | 20.24% | - | Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) |
| PurchasePurchase rate | - | - | - | 19.49% | - | Charged to purchase balances where full closing balance is not paid by due date |
Fees
9 fees published, grouped by when they're charged.
While you hold it1
- Card Fee
Per account. Card Fee Waiver
$89 a year
When you make a transaction3
- Cash Advance Fee3.00% of transaction
- Automatic payment fee
$0 applied once per statement period for each payment dishonoured made under the automatic payment plan.
No fee - Foreign Transaction Fee
3% of the Australian dollar value of any Foreign Transaction.
3.00% of transaction
If a payment is late or fails1
- Missed Payment Fee
$0 applied for each missed payment
No fee
When particular things happen4
- Copy of a deposit or withdrawal form$15
- Copy of a sales voucher$10.50
- Overlimit Fee
$0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
No fee - Card Replacement Fee
Courier costs may apply
No fee
Features
- Simplified tax reporting: Export expenses directly into MYOB and BAS or download as an Excel file to make analysis of business transactions easy
- Personal liability business credit card that rewards you for your business expenses
- Earn up to 2.5 Amplify Points per $1 on eligible international spending.
- We will provide you with a monthly statement (the actual date may vary slightly each month) for your card account. If you: are registered for Online Banking, and have supplied us with a valid email a…
- Automatic Payment Plan: If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days a…
- Credit card payments can be paid via Phone banking, Internet banking, BPAY.
- Gambling Preference Request: For a card account, a primary cardholder can request us to decline transaction authorisation requests that we receive and that we are able to recognise as an authorisatio…
Eligibility and limits
- Minimum age 18
- Residency: Should have an Australian Residential address
- Available to businesses
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Published by BankSA under the Consumer Data Right, last changed by them on 29 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.