BankSA
Amplify Business
Amplify Business is a personal liability business credit card that rewards you for your business expenses. Earn something more rewarding with uncapped points on eligible business purchases.
Credit cardsBank updated 15 June 2026
At a glance
- Purchase rate
- 19.49%
- Cash advance
- 20.24%
- Interest-free days
- 55
- Annual fee
- $89 · discounted first 1 yr
- Foreign transaction fee
- 3.00%
- Rewards
- Amplify Rewards
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceCash Advances | — | — | — | 20.24% | — | Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) |
| PurchasePurchase rate | — | — | — | 19.49% | — | Charged to purchase balances where full closing balance is not paid by due date |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee | Cash advance | 3.00% of transaction | — | — |
| Copy of a deposit or withdrawal form | Event | $15 | — | — |
| Copy of a sales voucher | Event | $10.50 | — | — |
| Overlimit Fee | Event | No fee | — | $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. |
| Missed Payment Fee | Late payment | No fee | — | $0 applied for each missed payment |
| Automatic payment fee | Payment | No fee | — | $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
| Card Fee | Periodic | $89 | Every 1 yr | Per account. Card Fee Waiver |
| Card Replacement Fee | Replacement | No fee | — | Courier costs may apply |
| Foreign Transaction Fee | Transaction | 3.00% of transaction | — | 3% of the Australian dollar value of any Foreign Transaction. |
§ 03 — Features
Extra repaymentsFraud protectionRelationship manager55 interest-free days1 additional cardsAmplify RewardsAmplify QantasComplimentary insurance : Including Transit Accident Insurance and Unauthorised Transaction Insurance
- · Simplified tax reporting : Export expenses directly into MYOB and BAS or download as an Excel file to make analysis of business transactions easy
- · Personal liability business credit card that rewards you for your business expenses
- · Uncapped points : Earn uncapped points on business purchases including double points on international spending.
- · We will provide you with a monthly statement (the actual date may vary slightly each month) for your card account. If you: are registered for Online Banking, and have supplied us with a valid email a…
- · Automatic Payment Plan : If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days…
- · Credit card payments can be paid via Phone banking, Internet banking, BPAY.
- · Gambling Preference Request : For a card account, a primary cardholder can request us to decline transaction authorisation requests that we receive and that we are able to recognise as an authorisati…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Should have an Australian Residential address
- · Available to businesses
§ 06 — Run the numbers
Put this product through a calculator
Published by BankSA under the Consumer Data Right, last changed by them on 15 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.