Bendigo BankQantas Business Credit Card
With one of the lowest annual fees in the market, and a range of insurances, the Qantas Business Credit Card will help your points soar. You will also receive up to 55 days interest free on purchases.
At a glance
- Purchase rate
- 19.99%
- Cash advance
- 21.99%
- Annual fee
- $89
- Foreign transaction fee
- 3.00%
- Rewards
- Earn 0.6 Qantas points for every $1 spent on everyday business spend;Earn 0.3 Qantas Points for every $1 spent on eligible utilities and government transactions;Earn 1.6 Qantas Points for every $1 spent on selected Qantas products and services. (T&Cs Apply)
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business credit card purchase rateOngoing purchase rate, not introductory offers | 19.99% | 6.96%Greater Bank's Business Visa Credit Card | 13.49%of 14 institutions | 11th lowest of 14 |
Rates
Every rate Bendigo Bank publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | - | - | - | 21.99% | - | - |
| Purchase | - | - | - | 19.99% | - | - |
Fees
24 fees published, grouped by when they're charged.
While you hold it1
- Annual Fee
Applies when you have a Qantas Business Credit Card linked to your account. This fee is charged per card linked to the account and is charged to the account annually.
$89 a year
When you make a transaction21
- Cash Advance Fee
$3.00 or 3% of Transaction amount, whichever is greater.Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.
3.00% of transaction - Bank@Post balance enquiry
When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.
No fee - Bank@Post Deposit$4
- Bendigo Bank ATM Transfer
Bendigo Bank ATM Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent…
3.00% of transaction - Bendigo Bank ATM Withdrawal
Bendigo Bank ATM Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivale…
3.00% of transaction - Direct Debit
Direct Debit – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.
3.00% of transaction - EFT Credit Transfer$4
- EFTPOS Withdrawal
EFTPOS Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.
3.00% of transaction - Internal Transfer
Internal Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.
3.00% of transaction - International ATM Inquiry
Payable whenever you make a facility inquiry outside of Australia at a non-Bendigo Bank ATM.
$1.50 - International ATM Withdrawal
Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATM…
$5 - International Transaction Fee
An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (A…
3.00% of transaction - Pay Anyone Transfer, Including Osko
Pay Anyone Transfer, Including Osko – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being…
3.00% of transaction - Periodical Payment (Internal)
Periodical Payment (Internal) – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equiva…
3.00% of transaction - Periodical Payment to Other Financial Institution$3.75
- Phone Banking Transfer
Phone Banking Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to…
3.00% of transaction - Retail PurchaseNo fee
- Transfer
Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash
3.00% of transaction - Bank Cheque Withdrawal$10
- Bank@Post Withdrawal$4
- BPAY Withdrawal
BPAY Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.
3.00% of transaction
If a payment is late or fails1
- Late Payment Fee
Payable each time you fail to pay your Minimum Repayment as stated on a statement of account by its due date.
$15
When particular things happen1
- Replacement Card Fee
Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request.
$15
Features
Eligibility and limits
- Available to businesses
- Amount $500 to $50,000
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.