NAB
NAB Business Options Loan
An easy to understand medium to long term business loan up to $1 million, ideal for growing your business.
Business loansBank updated 15 May 2026
At a glance
- Variable
- 7.85%
- Loan size
- $20,000 to no maximum
- Monthly fee
- $30
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCustomer margin may apply | Interest only | — | $20,000+ | 7.85% | — | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
| VariableCustomer margin may apply | P&I | — | $20,000+ | 7.85% | — | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
| VariableCustomer margin may apply | Owner occupied · Interest only | — | $20,000+ | 7.85% | — | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
| VariableCustomer margin may apply | Owner occupied · P&I | — | $20,000+ | 7.85% | — | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Application Fee | Other | $600 | — | charged when the loan is first established (Calculated based on the initial loan amount borrowed) |
| Service Fee | Periodic | $30 | Every 1 mo | — |
§ 03 — Features
RedrawExtra repaymentsGuarantor optionDigital bankingRelationship manager
§ 04 — Eligibility & limits
- · Available to businesses
- · Amount $20,000 to no maximum
- · Upon application other criteria may apply to the Business Loan
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.