NABNAB Business Options Loan
An easy to understand medium to long term business loan up to $1 million, ideal for growing your business.
At a glance
- Variable
- 8.10%
- Loan size
- $20,000 to no maximum
- Monthly fee
- $30
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.10% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 31st lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.10% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 31st lowest of 47 |
Rates
Every rate NAB publishes for this business loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCustomer margin may apply | Interest only | - | $20,000+ | 8.10% | - | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
| VariableCustomer margin may apply | P&I | - | $20,000+ | 8.10% | - | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
| VariableCustomer margin may apply | Owner occupied, Interest only | - | $20,000+ | 8.10% | - | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
| VariableCustomer margin may apply | Owner occupied, P&I | - | $20,000+ | 8.10% | - | The all-up rate provided to a customer is based on the current Business Options Base rate + customer margin. The base rate can change when the Business Lending rate changes (on the back of RBA cash r… |
Rate changes
4 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 10 Oct 2026 | Variable, Interest only, $20,000+ | 7.85% | 8.10% | up 0.25 |
| 10 Oct 2026 | Variable, P&I, $20,000+ | 7.85% | 8.10% | up 0.25 |
| 10 Oct 2026 | Variable, Owner occupied, Interest only, $20,000+ | 7.85% | 8.10% | up 0.25 |
| 10 Oct 2026 | Variable, Owner occupied, P&I, $20,000+ | 7.85% | 8.10% | up 0.25 |
Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
While you hold it1
- Service Fee$30 a month
Other fees1
- Application Fee
charged when the loan is first established (Calculated based on the initial loan amount borrowed)
$600
Features
Eligibility and limits
- Available to businesses
- Amount from $20,000, no maximum
- Upon application other criteria may apply to the Business Loan
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Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.