SCCU
BUSINESS LOAN
A Secured Business Loan to start, buy or grow a business. Variable and fixed rate options available
Business loansBank updated 1 Sept 2026
At a glance
- Fixed
- 6.59%
- Variable
- 6.75%
§ 01 — Rates · 24
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 1 yr fixed | ≤75% LVR | 6.59% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 1 yr fixed | ≤75% LVR | 6.79% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 1 yr fixed | 75–80% LVR | 6.79% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 1 yr fixed | 75–80% LVR | 6.99% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 2 yrs fixed | ≤75% LVR | 6.64% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 2 yrs fixed | ≤75% LVR | 6.84% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 2 yrs fixed | 75–80% LVR | 6.84% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 2 yrs fixed | 75–80% LVR | 7.04% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 3 yrs fixed | ≤75% LVR | 6.74% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 3 yrs fixed | ≤75% LVR | 6.89% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 3 yrs fixed | 75–80% LVR | 6.94% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 3 yrs fixed | 75–80% LVR | 7.09% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 4 yrs fixed | ≤75% LVR | 6.79% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 4 yrs fixed | ≤75% LVR | 6.99% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 4 yrs fixed | 75–80% LVR | 6.99% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 4 yrs fixed | 75–80% LVR | 7.19% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 5 yrs fixed | ≤75% LVR | 6.89% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 5 yrs fixed | ≤75% LVR | 7.09% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 5 yrs fixed | 75–80% LVR | 7.09% | — | — |
| FixedRate reverts to the applicable variable PI rate upon expiry. | Investment · Interest only | 5 yrs fixed | 75–80% LVR | 7.29% | — | — |
| Variable | Investment · Interest only | — | ≤75% LVR | 6.75% | — | — |
| Variable | Investment · Interest only | — | ≤75% LVR | 7.25% | — | — |
| Variable | Investment · Interest only | — | 75–80% LVR | 7.25% | — | — |
| Variable | Investment · Interest only | — | 75–80% LVR | 7.75% | — | — |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Southern Cross Credit Union under the Consumer Data Right, last changed by them on 1 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.