Bluestone Home LoansCommercial Property Loan
Commercial Property Loan
Also sold at the same rates and fees as Connective Elevate and Mortgage Choice Amplify.
At a glance
- Variable
- 7.99%8.26% comparison
- Loan size
- $100,000 to $3,000,000
- Upfront fee
- $199
- Monthly fee
- $15
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.99% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 27th lowest of 47, level with 2 others |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.99% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 27th lowest of 47, level with 2 others |
Rates
Every rate Bluestone Home Loans publishes for this business loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower… | Investment, P&I | - | - | 7.99% | 8.26% | This rate is for traditional income assessment. |
| VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower… | Investment, P&I | - | - | 8.89% | 9.18% | This rate is for flexible income assessment. |
Fees
9 fees published, grouped by when they're charged.
- When you take it outUp to $5255 fees, each listed below
- While you hold it$15 a monthMonthly account keeping fee
- When you close it or pay it offUp to $5002 fees, each listed below
When you take it out5
- Application fee
The rate shown calculates the minimum application fee applicable, which cannot exceed 1.25% of the principal loan amount (excluding other fees and charges). The applicability and amount of the applic…
0.85% of balance - Document vetting fee$525
- Legal feeFrom $400
- Loan settlement fee$199
- Valuation fee
Valuation fee by quote
From $0
While you hold it1
- Monthly account keeping fee$15 a month
When particular things happen1
- Loan variation fee
These are fees for varying the terms of the loan agreement such as increasing the loan amount, extending the term and amending the security.
From $250
When you close it or pay it off2
- Early Repayment fee
Early Repayment fee is calculated as a percentage of the original loan amount and payable if the loan is discharged within three years of the settlement date
2.00% of balance - Loan discharge fee$500
Features
- We accept both traditional and alternative documentation for income verification
- Interest Only available up to 5 years.
Eligibility and limits
- Minimum age 18
- Residency: Australian or New Zealand citizens or permanent residents living in Australia
- Amount $100,000 to $3,000,000
- Maximum LVR 80%
- Investment purpose only
- All applications are subject to credit assessment and eligibility criteria
- Maximum loan term 30 years
Compare it with others
Put this product through a calculator
Published by Bluestone Home Loans under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.