At a glance
- Variable
- 7.95%
- Upfront fee
- $2,189.83
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Interest only | — | — | 8.25% | — | — |
| Variable | P&I | — | — | 7.95% | — | — |
§ 02 — Fees · 16
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LOAN_ARREARS_LETTER_FEE | Periodic | $12.50 | — | Charged once a loan has gone into arrears and letters are issue to customers |
| LOAN_SERVICE_FEE-COMMERCIAL | Periodic | $15 | — | Payable on Commercial Loans |
| MORTGAGE_RELEASE_FEE_-_SOLICITOR | Transaction | $200 | — | Solicitor Mortgage Release charge |
| MORTGAGE_RELEASE_FEE | Transaction | $150 | — | Mortgage Release fee charged per mortgage on realease by WCU |
| VARIATION_FEE | Transaction | $150 | — | Variation fee when varying a loan charged on funding |
| CITEC_CHECK_TITLE_SEARCH | Upfront | $26.20 | — | Payable on funding of a new loan |
| CITEC_TITLE_SEARCH | Upfront | $25.63 | — | Payable for each Title Search ordered |
| ESTABLISHMENT_FEE | Upfront | $600 | — | Payable on funding of a new loan - price confirmed on application |
| IN_HOUSE_SEARCH_FEE | Upfront | $33 | — | Payable on funding a new loan when requesting a title search |
| REGISTRATION_FEES_-_MORTGAGE | Upfront | $192 | — | Payalbe on registration of a new mortgage |
| REGISTRATION_FEES_-_RELEASE | Upfront | $192 | — | Payable on registration of a Release of Mortgage |
| REGISTRATION_FEES_-_TRANSFER | Upfront | $192 | — | Payable for registration of a transfer for purchase price up to $180,000. If above-price confirmed on application |
| SETTLEMENT_AGENT_FEE | Upfront | $60 | — | Settlement Agent Fee payable on funding loan when settlement attended to |
| SETTLEMENT_NOTICE | Upfront | $57 | — | payable when a settlement notice is lodged |
| SOLICITOR_MORTGAGE_FEE | Upfront | $462 | — | Payable at the time of funding a new loan with new mortgages |
| VALUATION_FEE | Upfront | $350 | — | Payable on funding when a new valuation has been obtained-price confirmed on application depending on location of property |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · NO EARLY TERMINATION FEE
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: INDIVIDUALS MUST BE CITIZENS OR PERMANENT RESIDENTS OF AUSTRALIA
- · CUSTOMER OF THE CREDIT UNION
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 1 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.