A-Auswide Bank
BUSINESS TERM LOAN
A business loan with competitive variable and fixed interest rates and the flexibility to redraw.
Business loansBank updated 28 July 2026
At a glance
- Fixed
- 7.29%
- Variable
- 8.73%
- Monthly fee
- $20
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment · Interest only | 1 yr fixed | $20,000–$5,000,000 | 7.29% | — | — |
| Fixed | Investment · Interest only | 1 yr fixed | $20,000–$5,000,000 | 7.69% | — | — |
| Fixed | Investment · Interest only | 2 yrs fixed | $20,000–$5,000,000 | 7.29% | — | — |
| Fixed | Investment · Interest only | 2 yrs fixed | $20,000–$5,000,000 | 7.69% | — | — |
| Fixed | Investment · Interest only | 3 yrs fixed | $20,000–$5,000,000 | 7.39% | — | — |
| Fixed | Investment · Interest only | 3 yrs fixed | $20,000–$5,000,000 | 7.79% | — | — |
| Variable | Investment · Interest only | — | $20,000–$5,000,000 | 8.73% | — | — |
| Variable | Investment · Interest only | — | $20,000–$5,000,000 | 9.03% | — | — |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BREAK_COSTS | Cash advance | Varies | — | Calculated at the time of your request. Payable if during a fixed rate period you, repay all or part of the amount you owe us, request a change to your interest rate type and we agree and process you… |
| CONDITIONS_SUBSEQUENT_COSTS | Cash advance | Varies | — | Charges vary - Charged at Cost. May apply to reimburse us the costs associated with confirming compliance with any special conditions in your loan agreement, such as the charges from third parties to… |
| DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS | Cash advance | Varies | — | Charged at Cost. May apply where we need to engage external solicitors to prepare the mortgage documents. Covers the cost of documentation preparation, Government charges etc. |
| LEGAL_AGENT_FEE | Cash advance | Varies | — | Charges vary according to location of security. May be payable if we arrange a legal agent to represent us. |
| VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES | Cash advance | Varies | — | Initial Valuation Fee included in Establishment Fee up to $300 (total per application). Initial Valuation Fee included in Package Fee up to $400 (total per application), subsequent Valuation Fees (eg… |
| DEFAULT_ADMINISTRATION_FEE | Event | $40 | — | Charged per month, if you fail to make a payment by the due date |
| MORTGAGE_RELEASE_FEE | Event | $400 | — | Plus third party costs if applicable. Payable per mortgage when we process your request to release a security from your loan, including a partial release. Third party costs may also be payable |
| RATE_LOCK_FEE | Event | 0.15% of balance | — | Minimum fee of $250.00. If you elect to lock-in a fixed interest rate prior to commencement of the fixed rate term. Minimum fee $250.00 |
| REDRAW_FEE | Event | $20 | — | Payable when we manually process your request (eg: in Branch) to redraw available advance funds from your loan account. Excludes online redraws |
| SETTLEMENT_FEE | Event | $100 | — | Payable when we process the settlement of your loan. Waived for Freedom Package loans |
| SWITCH_FEE | Event | $500 | — | Plus any break costs. Payable when you change interest rate type or if we agree to your request to extend the term of a fixed interest rate period or to change the fixed interest rate. Break costs ma… |
| ACCOUNT_SERVICE_FEE_-_BUSINESS_TERM_LOAN | Periodic | $20 | Every 1 mo | Payable for managing your account |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20 | — | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
| ESTABLISHMENT_FEE_-_BUSINESS_LOANS | Upfront | 0.50% of balance | — | Miniumu fee of $600.00. To cover our costs associated with establishing your loan/additional loan, further advance, increasing your credit limit or when you substitute one security property with anot… |
§ 03 — Features
Redraw
§ 04 — Eligibility & limits
- · Available to businesses
- · Maximum LVR 80%
- · Minimum balance $20,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 28 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.