A-Auswide BankBUSINESS TERM LOAN
A business loan with competitive variable and fixed interest rates and the flexibility to redraw.
At a glance
- Fixed
- 7.39%
- Variable
- 8.98%
- Monthly fee
- $20
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.39% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 14th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.39% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 14th lowest of 47 |
Rates
Every rate A-Auswide Bank publishes for this business loan, 8 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, Interest only | 1 yr fixed | $20,000–$5,000,000 | 7.39% | - | - |
| Fixed | Investment, Interest only | 1 yr fixed | $20,000–$5,000,000 | 7.79% | - | - |
| Fixed | Investment, Interest only | 2 yrs fixed | $20,000–$5,000,000 | 7.44% | - | - |
| Fixed | Investment, Interest only | 2 yrs fixed | $20,000–$5,000,000 | 7.84% | - | - |
| Fixed | Investment, Interest only | 3 yrs fixed | $20,000–$5,000,000 | 7.49% | - | - |
| Fixed | Investment, Interest only | 3 yrs fixed | $20,000–$5,000,000 | 7.89% | - | - |
| Variable | Investment, Interest only | - | $20,000–$5,000,000 | 8.98% | - | - |
| Variable | Investment, Interest only | - | $20,000–$5,000,000 | 9.28% | - | - |
Fees
14 fees published, grouped by when they're charged.
- When you take it out0.50% of balanceESTABLISHMENT_FEE_-_BUSINESS_LOANS
- While you hold it$20 a monthACCOUNT_SERVICE_FEE_-_BUSINESS_TERM_LOAN
- When you close it or pay it offNo fee published
When you take it out1
- ESTABLISHMENT_FEE_-_BUSINESS_LOANS
Miniumu fee of $600.00. To cover our costs associated with establishing your loan/additional loan, further advance, increasing your credit limit or when you substitute one security property with anot…
0.50% of balance
While you hold it1
- ACCOUNT_SERVICE_FEE_-_BUSINESS_TERM_LOAN
Payable for managing your account
$20 a month
When you make a transaction6
- BREAK_COSTS
Calculated at the time of your request. Payable if during a fixed rate period you, repay all or part of the amount you owe us, request a change to your interest rate type and we agree and process you…
Varies - CONDITIONS_SUBSEQUENT_COSTS
Charges vary - Charged at Cost. May apply to reimburse us the costs associated with confirming compliance with any special conditions in your loan agreement, such as the charges from third parties to…
Varies - DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS
Charged at Cost. May apply where we need to engage external solicitors to prepare the mortgage documents. Covers the cost of documentation preparation, Government charges etc.
Varies - LEGAL_AGENT_FEE
Charges vary according to location of security. May be payable if we arrange a legal agent to represent us.
Varies - VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES
Initial Valuation Fee included in Establishment Fee up to $300 (total per application). Initial Valuation Fee included in Package Fee up to $400 (total per application), subsequent Valuation Fees (eg…
Varies - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20
When particular things happen6
- DEFAULT_ADMINISTRATION_FEE
Charged per month, if you fail to make a payment by the due date
$40 - MORTGAGE_RELEASE_FEE
Plus third party costs if applicable. Payable per mortgage when we process your request to release a security from your loan, including a partial release. Third party costs may also be payable
$400 - RATE_LOCK_FEE
Minimum fee of $250.00. If you elect to lock-in a fixed interest rate prior to commencement of the fixed rate term. Minimum fee $250.00
0.15% of balance - REDRAW_FEE
Payable when we manually process your request (eg: in Branch) to redraw available advance funds from your loan account. Excludes online redraws
$20 - SETTLEMENT_FEE
Payable when we process the settlement of your loan. Waived for Freedom Package loans
$100 - SWITCH_FEE
Plus any break costs. Payable when you change interest rate type or if we agree to your request to extend the term of a fixed interest rate period or to change the fixed interest rate. Break costs ma…
$500
Features
Eligibility and limits
- Available to businesses
- Maximum LVR 80%
- Minimum balance $20,000
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.