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ANZ Business Notice Term Deposit

Business term deposit with flexible terms requiring 31 days notice of withdrawal (fees apply)

Term depositsBank updated 9 Oct 2026
Apply at ANZ ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate
5.25% for 12m
12 months
5.25%
Min deposit
$5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.25%Every other institution's highest, 16 in all

Best rate for a 12-month term. One dot per institution, at its highest 12-month business term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
Business 12-month term depositBest rate for a 12-month term5.25%5.70%AMP Bank GO 12 Month Business Term Deposit5.30%of 17 institutions13th highest of 17, level with one other

Rates

Every rate ANZ publishes for this term deposit, 54 in all.

Its best rate at each term

  1. 1 mo1.50%
  2. 2 mo1.75%
  3. 3 motypical 4.60%3.50%
  4. 4 mo3.30%
  5. 5 mo3.35%
  6. 6 motypical 5.10%3.50%
  7. 7 mo3.55%
  8. 8 mo3.55%
  9. 9 mo3.70%
  10. 10 mo3.70%
  11. 11 mo3.70%
  12. 1 yrtypical 5.30%5.25%
  13. 18 mo4.75%
  14. 2 yrstypical 4.90%4.50%
  15. 3 yrstypical 4.25%3.10%
  16. 4 yrs3.10%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
Fixed1-2 Months, Maturity Interest-1 mo-1.50%-paid at maturity
Fixed10-11 Months, Maturity Interest-10 mo-3.70%-paid at maturity
Fixed10-11 Months, Monthly Interest-10 mo-3.66%-paid every 1 mo
Fixed10-11 Months, Quarterly Interest-10 mo-3.67%-paid every 3 mo
Fixed10-11 Months, Half Yearly Interest-10 mo-3.68%-paid every 6 mo
Fixed11-12 Months, Maturity Interest-11 mo-3.70%-paid at maturity
Fixed11-12 Months, Monthly Interest-11 mo-3.66%-paid every 1 mo
Fixed11-12 Months, Quarterly Interest-11 mo-3.67%-paid every 3 mo
Fixed11-12 Months, Half Yearly Interest-11 mo-3.68%-paid every 6 mo
Fixed12-18 Months, Monthly Interest-1 yr-5.13%-paid every 1 mo
Fixed12-18 Months, Annual Interest-1 yr-5.25%-paid every 1 yr
Fixed12-18 Months, Quarterly Interest-1 yr-5.15%-paid every 3 mo
Fixed12-18 Months, Half Yearly Interest-1 yr-5.18%-paid every 6 mo
Fixed18-24 Months, Monthly Interest-18 mo-4.65%-paid every 1 mo
Fixed18-24 Months, Annual Interest-18 mo-4.75%-paid every 1 yr
Fixed18-24 Months, Quarterly Interest-18 mo-4.67%-paid every 3 mo
Fixed18-24 Months, Half Yearly Interest-18 mo-4.69%-paid every 6 mo
Fixed2-3 Months, Maturity Interest-2 mo-1.75%-paid at maturity
Fixed2-3 Months, Monthly Interest-2 mo-1.75%-paid every 1 mo
Fixed24-36 Months, Monthly Interest-2 yrs-4.41%-paid every 1 mo
Fixed24-36 Months, Annual Interest-2 yrs-4.50%-paid every 1 yr
Fixed24-36 Months, Quarterly Interest-2 yrs-4.43%-paid every 3 mo
Fixed24-36 Months, Half Yearly Interest-2 yrs-4.45%-paid every 6 mo
Fixed3-4 Months, Maturity Interest-3 mo-3.50%-paid at maturity
Fixed3-4 Months, Monthly Interest-3 mo-3.49%-paid every 1 mo
Fixed36-48 Months, Monthly Interest-3 yrs-3.06%-paid every 1 mo
Fixed36-48 Months, Annual Interest-3 yrs-3.10%-paid every 1 yr
Fixed36-48 Months, Quarterly Interest-3 yrs-3.06%-paid every 3 mo
Fixed36-48 Months, Half Yearly Interest-3 yrs-3.08%-paid every 6 mo
Fixed4-5 Months, Maturity Interest-4 mo-3.30%-paid at maturity
Fixed4-5 Months, Monthly Interest-4 mo-3.29%-paid every 1 mo
Fixed4-5 Months, Quarterly Interest-4 mo-3.30%-paid every 3 mo
Fixed48-60 Months, Monthly Interest-4 yrs-3.06%-paid every 1 mo
Fixed48-60 Months, Annual Interest-4 yrs-3.10%-paid every 1 yr
Fixed48-60 Months, Quarterly Interest-4 yrs-3.06%-paid every 3 mo
Fixed48-60 Months, Half Yearly Interest-4 yrs-3.08%-paid every 6 mo
Fixed5-6 Months, Maturity Interest-5 mo-3.35%-paid at maturity
Fixed5-6 Months, Monthly Interest-5 mo-3.33%-paid every 1 mo
Fixed5-6 Months, Quarterly Interest-5 mo-3.34%-paid every 3 mo
Fixed6-7 Months, Maturity Interest-6 mo-3.50%-paid at maturity
Fixed6-7 Months, Monthly Interest-6 mo-3.47%-paid every 1 mo
Fixed6-7 Months, Quarterly Interest-6 mo-3.48%-paid every 3 mo
Fixed7-8 Months, Maturity Interest-7 mo-3.55%-paid at maturity
Fixed7-8 Months, Monthly Interest-7 mo-3.52%-paid every 1 mo
Fixed7-8 Months, Quarterly Interest-7 mo-3.53%-paid every 3 mo
Fixed7-8 Months, Half Yearly Interest-7 mo-3.54%-paid every 6 mo
Fixed8-9 Months, Maturity Interest-8 mo-3.55%-paid at maturity
Fixed8-9 Months, Monthly Interest-8 mo-3.52%-paid every 1 mo
Fixed8-9 Months, Quarterly Interest-8 mo-3.53%-paid every 3 mo
Fixed8-9 Months, Half Yearly Interest-8 mo-3.54%-paid every 6 mo
Fixed9-10 Months, Maturity Interest-9 mo-3.70%-paid at maturity
Fixed9-10 Months, Monthly Interest-9 mo-3.66%-paid every 1 mo
Fixed9-10 Months, Quarterly Interest-9 mo-3.67%-paid every 3 mo
Fixed9-10 Months, Half Yearly Interest-9 mo-3.68%-paid every 6 mo

Rate changes

4 changes logged, newest first.

DateRateWasNowChange
9 Oct 2026Fixed, 1 yr4.89%5.13%up 0.24
9 Oct 2026Fixed, 1 yr5.00%5.25%up 0.25
9 Oct 2026Fixed, 1 yr4.91%5.15%up 0.24
9 Oct 2026Fixed, 1 yr4.94%5.18%up 0.24

Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • Early Withdrawal

    Administration fee for withdrawing funds before the maturity date. The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of…

    $30

Features

Digital banking
  • Get fixed returns on your surplus cash Competitive interest on your business savings (of $5,000 or more). Protect your interest income from fluctuations in investment markets.
  • Decide on when to receive payments Receive interest payments monthly, quarterly, half yearly or annually on selected terms.
  • Choose the term of your investment Flexible terms, from 1 month to 5 years.

Eligibility and limits

  • Available to businesses
  • Minimum balance $5,000

Published by ANZ under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.