ANZ
ANZ Business Notice Term Deposit
Business term deposit with flexible terms requiring 31 days notice of withdrawal (fees apply)
Term depositsBank updated 15 May 2026
At a glance
- Best rate
- 5.00% for 12m
- 12 months
- 5.00%
- Min deposit
- $5,000
§ 01 — Rates · 54
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed1-2 Months, Maturity Interest | — | 1 mo | — | 1.50% | — | paid at maturity |
| Fixed10-11 Months, Maturity Interest | — | 10 mo | — | 3.70% | — | paid at maturity |
| Fixed10-11 Months, Monthly Interest | — | 10 mo | — | 3.66% | — | paid every 1 mo |
| Fixed10-11 Months, Quarterly Interest | — | 10 mo | — | 3.67% | — | paid every 3 mo |
| Fixed10-11 Months, Half Yearly Interest | — | 10 mo | — | 3.68% | — | paid every 6 mo |
| Fixed11-12 Months, Maturity Interest | — | 11 mo | — | 3.70% | — | paid at maturity |
| Fixed11-12 Months, Monthly Interest | — | 11 mo | — | 3.66% | — | paid every 1 mo |
| Fixed11-12 Months, Quarterly Interest | — | 11 mo | — | 3.67% | — | paid every 3 mo |
| Fixed11-12 Months, Half Yearly Interest | — | 11 mo | — | 3.68% | — | paid every 6 mo |
| Fixed12-18 Months, Monthly Interest | — | 1 yr | — | 4.89% | — | paid every 1 mo |
| Fixed12-18 Months, Annual Interest | — | 1 yr | — | 5.00% | — | paid every 1 yr |
| Fixed12-18 Months, Quarterly Interest | — | 1 yr | — | 4.91% | — | paid every 3 mo |
| Fixed12-18 Months, Half Yearly Interest | — | 1 yr | — | 4.94% | — | paid every 6 mo |
| Fixed18-24 Months, Monthly Interest | — | 18 mo | — | 4.65% | — | paid every 1 mo |
| Fixed18-24 Months, Annual Interest | — | 18 mo | — | 4.75% | — | paid every 1 yr |
| Fixed18-24 Months, Quarterly Interest | — | 18 mo | — | 4.67% | — | paid every 3 mo |
| Fixed18-24 Months, Half Yearly Interest | — | 18 mo | — | 4.69% | — | paid every 6 mo |
| Fixed2-3 Months, Maturity Interest | — | 2 mo | — | 1.75% | — | paid at maturity |
| Fixed2-3 Months, Monthly Interest | — | 2 mo | — | 1.75% | — | paid every 1 mo |
| Fixed24-36 Months, Monthly Interest | — | 2 yrs | — | 4.41% | — | paid every 1 mo |
| Fixed24-36 Months, Annual Interest | — | 2 yrs | — | 4.50% | — | paid every 1 yr |
| Fixed24-36 Months, Quarterly Interest | — | 2 yrs | — | 4.43% | — | paid every 3 mo |
| Fixed24-36 Months, Half Yearly Interest | — | 2 yrs | — | 4.45% | — | paid every 6 mo |
| Fixed3-4 Months, Maturity Interest | — | 3 mo | — | 3.50% | — | paid at maturity |
| Fixed3-4 Months, Monthly Interest | — | 3 mo | — | 3.49% | — | paid every 1 mo |
| Fixed36-48 Months, Monthly Interest | — | 3 yrs | — | 3.06% | — | paid every 1 mo |
| Fixed36-48 Months, Annual Interest | — | 3 yrs | — | 3.10% | — | paid every 1 yr |
| Fixed36-48 Months, Quarterly Interest | — | 3 yrs | — | 3.06% | — | paid every 3 mo |
| Fixed36-48 Months, Half Yearly Interest | — | 3 yrs | — | 3.08% | — | paid every 6 mo |
| Fixed4-5 Months, Maturity Interest | — | 4 mo | — | 3.30% | — | paid at maturity |
| Fixed4-5 Months, Monthly Interest | — | 4 mo | — | 3.29% | — | paid every 1 mo |
| Fixed4-5 Months, Quarterly Interest | — | 4 mo | — | 3.30% | — | paid every 3 mo |
| Fixed48-60 Months, Monthly Interest | — | 4 yrs | — | 3.06% | — | paid every 1 mo |
| Fixed48-60 Months, Annual Interest | — | 4 yrs | — | 3.10% | — | paid every 1 yr |
| Fixed48-60 Months, Quarterly Interest | — | 4 yrs | — | 3.06% | — | paid every 3 mo |
| Fixed48-60 Months, Half Yearly Interest | — | 4 yrs | — | 3.08% | — | paid every 6 mo |
| Fixed5-6 Months, Maturity Interest | — | 5 mo | — | 3.35% | — | paid at maturity |
| Fixed5-6 Months, Monthly Interest | — | 5 mo | — | 3.33% | — | paid every 1 mo |
| Fixed5-6 Months, Quarterly Interest | — | 5 mo | — | 3.34% | — | paid every 3 mo |
| Fixed6-7 Months, Maturity Interest | — | 6 mo | — | 3.50% | — | paid at maturity |
| Fixed6-7 Months, Monthly Interest | — | 6 mo | — | 3.47% | — | paid every 1 mo |
| Fixed6-7 Months, Quarterly Interest | — | 6 mo | — | 3.48% | — | paid every 3 mo |
| Fixed7-8 Months, Maturity Interest | — | 7 mo | — | 3.55% | — | paid at maturity |
| Fixed7-8 Months, Monthly Interest | — | 7 mo | — | 3.52% | — | paid every 1 mo |
| Fixed7-8 Months, Quarterly Interest | — | 7 mo | — | 3.53% | — | paid every 3 mo |
| Fixed7-8 Months, Half Yearly Interest | — | 7 mo | — | 3.54% | — | paid every 6 mo |
| Fixed8-9 Months, Maturity Interest | — | 8 mo | — | 3.55% | — | paid at maturity |
| Fixed8-9 Months, Monthly Interest | — | 8 mo | — | 3.52% | — | paid every 1 mo |
| Fixed8-9 Months, Quarterly Interest | — | 8 mo | — | 3.53% | — | paid every 3 mo |
| Fixed8-9 Months, Half Yearly Interest | — | 8 mo | — | 3.54% | — | paid every 6 mo |
| Fixed9-10 Months, Maturity Interest | — | 9 mo | — | 3.70% | — | paid at maturity |
| Fixed9-10 Months, Monthly Interest | — | 9 mo | — | 3.66% | — | paid every 1 mo |
| Fixed9-10 Months, Quarterly Interest | — | 9 mo | — | 3.67% | — | paid every 3 mo |
| Fixed9-10 Months, Half Yearly Interest | — | 9 mo | — | 3.68% | — | paid every 6 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Withdrawal | Withdrawal | $30 | — | Administration fee for withdrawing funds before the maturity date. The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of… |
§ 03 — Features
Digital banking
- · Get fixed returns on your surplus cash Competitive interest on your business savings (of $5,000 or more). Protect your interest income from fluctuations in investment markets.
- · Decide on when to receive payments Receive interest payments monthly, quarterly, half yearly or annually on selected terms.
- · Choose the term of your investment Flexible terms, from 1 month to 5 years.
§ 04 — Eligibility & limits
- · Available to businesses
- · Minimum balance $5,000
§ 06 — Run the numbers
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.