BNK Bank (Goldfields Money/BCHL)
Business Term Deposit
Business Term Deposit option: we pay a great rate to reward you for stashing your hard earned cash with us.
Term depositsBank updated 20 July 2026
At a glance
- Best rate
- 5.25% for 10m
- 12 months
- 5.25%
- Min deposit
- $5,000
§ 01 — Rates · 12
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedRate applied to a 1 Month Term Deposit | — | 1 mo | — | 4.05% | — | paid at maturity; paid every 1 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 10 month Term Deposit | — | 10 mo | — | 5.25% | — | paid at maturity; paid every 10 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 11 month Term Deposit | — | 11 mo | — | 5.25% | — | paid at maturity; paid every 11 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 12 month Term Deposit | — | 1 yr | — | 5.25% | — | paid at maturity; paid every 1 yr; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 2 month Term Deposit | — | 2 mo | — | 4.45% | — | paid at maturity; paid every 2 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 3 month Term Deposit | — | 3 mo | — | 4.95% | — | paid at maturity; paid every 3 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 4 month Term Deposit | — | 4 mo | — | 5.05% | — | paid at maturity; paid every 4 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 5 month Term Deposit | — | 5 mo | — | 5.20% | — | paid at maturity; paid every 5 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 6 month Term Deposit | — | 6 mo | — | 5.20% | — | paid at maturity; paid every 6 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 7 month Term Deposit | — | 7 mo | — | 5.25% | — | paid at maturity; paid every 7 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 8 month Term Deposit | — | 8 mo | — | 5.25% | — | paid at maturity; paid every 8 mo; This rate is applicable to new Term Deposit Accounts |
| FixedThe rate applied to a 9 month Term Deposit | — | 9 mo | — | 5.25% | — | paid at maturity; paid every 9 mo; This rate is applicable to new Term Deposit Accounts |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Term Deposit Early Withdrawals | Withdrawal | $0 | — | withdraw part or all of the balance before the maturity date, the interest you receive on the amount withdrawn may be reduced based on the term elapsed as a percentage of the total term. This is the… |
§ 03 — Features
Digital banking
- · 7 calendar days rollover cooling off period
- · All deposits you have with BNK/Goldfields are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.
- · A loyalty bonus maybe offered if you automatically roll over your term deposit into a new term with BNK/Goldfields
- · No Fees
- · Rollover facility available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Be a Company, sole trader business, partnership, or a Trustee of a Trust or SMSF and have either an ACN, ABN or ARBN;
- · Available to businesses
- · Minimum balance $5,000
- · Opening balance $5,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BNK Bank (Goldfields Money/BCHL) under the Consumer Data Right, last changed by them on 20 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.