The Finance Algorithm
CommBank

Business Investment Account

Feel confident knowing exactly how much your money will earn. Lock-in a competitive interest rate with our range of fixed term deposits.

Term depositsBank updated 23 Sept 2026
At a glance
Best rate
5.00% for 12m
12 months
5.00%
Min deposit
$5,000
§ 01 — Rates · 144
TypeApplies toTermBandRateComparisonConditions
FixedHolding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an…7 days$1–$2,000,0000.50%
FixedThis rate applies to the Flexi Business Investment Account. Holding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we rece…7 days$1–$2,000,0000.50%
FixedHolding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an…7 days$1–$2,000,0000.50%paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. Holding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we rece…7 days$1–$2,000,0000.50%paid every 1 yr
FixedHolding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an…7 days$1–$2,000,0000.50%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. Holding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we rece…7 days$1–$2,000,0000.50%paid every 6 mo
FixedHolding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an…7 days$2,000,000+0.50%
FixedThis rate applies to the Flexi Business Investment Account. Holding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we rece…7 days$2,000,000+0.50%
FixedHolding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an…7 days$2,000,000+0.50%paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. Holding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we rece…7 days$2,000,000+0.50%paid every 1 yr
FixedHolding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an…7 days$2,000,000+0.50%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. Holding facility rate. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we rece…7 days$2,000,000+0.50%paid every 6 mo
FixedThe term of this term deposit is 8 days8 days$1–$2,000,0000.75%paid at maturity
FixedThe term of this term deposit is 8 days8 days$1–$2,000,0000.75%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is 8 days8 days$1–$2,000,0000.75%paid every 6 mo
FixedThe term of this term deposit is 8 days8 days$2,000,000+0.75%paid at maturity
FixedThe term of this term deposit is 8 days8 days$2,000,000+0.75%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is 8 days8 days$2,000,000+0.75%paid at maturity; paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 1 month to less than 3 months1 mo$1–$2,000,0001.25%
FixedThe term of this term deposit is between 1 month to less than 2 months1 mo$1–$2,000,0001.25%paid at maturity
FixedThe term of this term deposit is between 1 month to less than 2 months1 mo$1–$2,000,0001.25%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 1 month to less than 3 months1 mo$1–$2,000,0001.25%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 1 month to less than 2 months1 mo$1–$2,000,0001.25%paid at maturity; paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 1 month to less than 3 months1 mo$1–$2,000,0001.25%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 1 month to less than 2 months1 mo$2,000,000+1.25%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 1 month to less than 3 months1 mo$2,000,000+1.25%
FixedThe term of this term deposit is between 1 month to less than 2 months1 mo$2,000,000+1.25%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 1 month to less than 3 months1 mo$2,000,000+1.25%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 1 month to less than 3 months1 mo$2,000,000+1.25%paid every 6 mo
FixedThe term of this term deposit is between 1 month to less than 2 months1 mo$2,000,000+1.25%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 10 months to less than 11 months10 mo$1–$2,000,0003.95%
FixedThe term of this term deposit is between 10 months to less than 11 months10 mo$1–$2,000,0004.05%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 10 months to less than 11 months10 mo$1–$2,000,0004.00%paid every 6 mo
FixedThe term of this term deposit is between 10 months to less than 11 months10 mo$2,000,000+3.95%
FixedThe term of this term deposit is between 10 months to less than 11 months10 mo$2,000,000+4.05%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 10 months to less than 11 months10 mo$2,000,000+4.00%paid every 6 mo
FixedThe term of this term deposit is between 11 months to less than 12 months11 mo$1–$2,000,0004.00%
FixedThe term of this term deposit is between 11 months to less than 12 months11 mo$1–$2,000,0004.10%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 11 months to less than 12 months11 mo$1–$2,000,0004.05%paid every 6 mo
FixedThe term of this term deposit is between 11 months to less than 12 months11 mo$2,000,000+4.00%
FixedThe term of this term deposit is between 11 months to less than 12 months11 mo$2,000,000+4.10%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 11 months to less than 12 months11 mo$2,000,000+4.05%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is 12 months1 yr$1–$2,000,0004.60%
FixedThe term of this term deposit is between 12 months to less than 24 months1 yr$1–$2,000,0004.90%
FixedThe term of this term deposit is between 12 months to less than 24 months1 yr$1–$2,000,0005.00%paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is 12 months1 yr$1–$2,000,0004.70%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is 12 months1 yr$1–$2,000,0004.65%paid every 6 mo
FixedThe term of this term deposit is between 12 months to less than 24 months1 yr$1–$2,000,0004.95%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is 12 months1 yr$2,000,000+4.60%
FixedThe term of this term deposit is between 12 months to less than 24 months1 yr$2,000,000+4.90%
FixedThe term of this term deposit is between 12 months to less than 24 months1 yr$2,000,000+5.00%paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is 12 months1 yr$2,000,000+4.70%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is 12 months1 yr$2,000,000+4.65%paid every 6 mo
FixedThe term of this term deposit is between 12 months to less than 24 months1 yr$2,000,000+4.95%paid every 6 mo
FixedThe term of this term deposit is between 2 months to less than 3 months2 mo$1–$2,000,0001.50%
FixedThe term of this term deposit is between 2 months to less than 3 months2 mo$1–$2,000,0001.50%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 2 months to less than 3 months2 mo$1–$2,000,0001.50%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 2 months to less than 3 months2 mo$2,000,000+1.50%
FixedThe term of this term deposit is between 2 months to less than 3 months2 mo$2,000,000+1.50%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 2 months to less than 3 months2 mo$2,000,000+1.50%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 24 months to less than 36 months2 yrs$1–$2,000,0004.40%
FixedThe term of this term deposit is between 24 months to less than 36 months2 yrs$1–$2,000,0004.50%paid every 1 yr
FixedThe term of this term deposit is between 24 months to less than 36 months2 yrs$1–$2,000,0004.45%paid every 6 mo
FixedThe term of this term deposit is between 24 months to less than 36 months2 yrs$2,000,000+4.40%
FixedThe term of this term deposit is between 24 months to less than 36 months2 yrs$2,000,000+4.50%paid every 1 yr
FixedThe term of this term deposit is between 24 months to less than 36 months2 yrs$2,000,000+4.45%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 3 months to less than 6 months3 mo$1–$2,000,0003.10%
FixedThe term of this term deposit is between 3 months to less than 4 months3 mo$1–$2,000,0003.35%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 3 months to less than 6 months3 mo$1–$2,000,0003.15%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 3 months to less than 4 months3 mo$1–$2,000,0003.40%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 3 months to less than 6 months3 mo$1–$2,000,0003.15%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 3 months to less than 4 months3 mo$1–$2,000,0003.40%paid at maturity; paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 3 months to less than 6 months3 mo$2,000,000+3.10%
FixedThe term of this term deposit is between 3 months to less than 4 months3 mo$2,000,000+3.35%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 3 months to less than 6 months3 mo$2,000,000+3.15%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 3 months to less than 4 months3 mo$2,000,000+3.40%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 3 months to less than 6 months3 mo$2,000,000+3.15%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 3 months to less than 4 months3 mo$2,000,000+3.40%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 36 months to less than 48 months3 yrs$1–$2,000,0003.70%
FixedThe term of this term deposit is between 36 months to less than 48 months3 yrs$1–$2,000,0003.80%paid every 1 yr
FixedThe term of this term deposit is between 36 months to less than 48 months3 yrs$1–$2,000,0003.75%paid every 6 mo
FixedThe term of this term deposit is between 36 months to less than 48 months3 yrs$2,000,000+3.70%
FixedThe term of this term deposit is between 36 months to less than 48 months3 yrs$2,000,000+3.80%paid every 1 yr
FixedThe term of this term deposit is between 36 months to less than 48 months3 yrs$2,000,000+3.75%paid every 6 mo
FixedThe term of this term deposit is between 4 months to less than 5 months4 mo$1–$2,000,0003.40%
FixedThe term of this term deposit is between 4 months to less than 5 months4 mo$1–$2,000,0003.45%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 4 months to less than 5 months4 mo$1–$2,000,0003.45%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 4 months to less than 5 months4 mo$2,000,000+3.40%
FixedThe term of this term deposit is between 4 months to less than 5 months4 mo$2,000,000+3.45%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 4 months to less than 5 months4 mo$2,000,000+3.45%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 48 months to less than 60 months4 yrs$1–$2,000,0003.70%
FixedThe term of this term deposit is between 48 months to less than 60 months4 yrs$1–$2,000,0003.80%paid every 1 yr
FixedThe term of this term deposit is between 48 months to less than 60 months4 yrs$1–$2,000,0003.75%paid every 6 mo
FixedThe term of this term deposit is between 48 months to less than 60 months4 yrs$2,000,000+3.70%
FixedThe term of this term deposit is between 48 months to less than 60 months4 yrs$2,000,000+3.80%paid every 1 yr
FixedThe term of this term deposit is between 48 months to less than 60 months4 yrs$2,000,000+3.75%paid every 6 mo
FixedThe term of this term deposit is between 5 months to less than 6 months5 mo$1–$2,000,0003.45%
FixedThe term of this term deposit is between 5 months to less than 6 months5 mo$1–$2,000,0003.50%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 5 months to less than 6 months5 mo$1–$2,000,0003.50%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 5 months to less than 6 months5 mo$2,000,000+3.45%
FixedThe term of this term deposit is between 5 months to less than 6 months5 mo$2,000,000+3.50%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 5 months to less than 6 months5 mo$2,000,000+3.50%paid at maturity; paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 6 months to less than 9 months6 mo$1–$2,000,0003.25%
FixedThe term of this term deposit is between 6 months to less than 7 months6 mo$1–$2,000,0003.50%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 6 months to less than 9 months6 mo$1–$2,000,0003.30%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 6 months to less than 7 months6 mo$1–$2,000,0003.55%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 6 months to less than 9 months6 mo$1–$2,000,0003.30%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 6 months to less than 7 months6 mo$1–$2,000,0003.55%paid at maturity; paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 6 months to less than 9 months6 mo$2,000,000+3.25%
FixedThe term of this term deposit is between 6 months to less than 7 months6 mo$2,000,000+3.50%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 6 months to less than 9 months6 mo$2,000,000+3.30%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 6 months to less than 7 months6 mo$2,000,000+3.55%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 6 months to less than 9 months6 mo$2,000,000+3.30%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is between 6 months to less than 7 months6 mo$2,000,000+3.55%paid at maturity; paid every 6 mo
FixedThe term of this term deposit is greater than 60 months5 yrs$1–$2,000,0003.70%
FixedThe term of this term deposit is greater than 60 months5 yrs$1–$2,000,0003.80%paid every 1 yr
FixedThe term of this term deposit is greater than 60 months5 yrs$1–$2,000,0003.75%paid every 6 mo
FixedThe term of this term deposit is greater than 60 months5 yrs$2,000,000+3.70%
FixedThe term of this term deposit is greater than 60 months5 yrs$2,000,000+3.80%paid every 1 yr
FixedThe term of this term deposit is greater than 60 months5 yrs$2,000,000+3.75%paid every 6 mo
FixedThe term of this term deposit is between 7 months to less than 8 months7 mo$1–$2,000,0003.55%
FixedThe term of this term deposit is between 7 months to less than 8 months7 mo$1–$2,000,0003.60%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 7 months to less than 8 months7 mo$1–$2,000,0003.60%paid every 6 mo
FixedThe term of this term deposit is between 7 months to less than 8 months7 mo$2,000,000+3.55%
FixedThe term of this term deposit is between 7 months to less than 8 months7 mo$2,000,000+3.60%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 7 months to less than 8 months7 mo$2,000,000+3.60%paid every 6 mo
FixedThe term of this term deposit is between 8 months to less than 9 months8 mo$1–$2,000,0003.60%
FixedThe term of this term deposit is between 8 months to less than 9 months8 mo$1–$2,000,0003.65%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 8 months to less than 9 months8 mo$1–$2,000,0003.65%paid every 6 mo
FixedThe term of this term deposit is between 8 months to less than 9 months8 mo$2,000,000+3.60%
FixedThe term of this term deposit is between 8 months to less than 9 months8 mo$2,000,000+3.65%paid at maturity; paid every 1 yr
FixedThe term of this term deposit is between 8 months to less than 9 months8 mo$2,000,000+3.65%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 9 months to less than 12 months9 mo$1–$2,000,0003.65%
FixedThe term of this term deposit is between 9 months to less than 10 months9 mo$1–$2,000,0003.90%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 9 months to less than 12 months9 mo$1–$2,000,0003.75%paid every 1 yr
FixedThe term of this term deposit is between 9 months to less than 10 months9 mo$1–$2,000,0004.00%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 9 months to less than 12 months9 mo$1–$2,000,0003.70%paid every 6 mo
FixedThe term of this term deposit is between 9 months to less than 10 months9 mo$1–$2,000,0003.95%paid every 6 mo
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 9 months to less than 12 months9 mo$2,000,000+3.65%
FixedThe term of this term deposit is between 9 months to less than 10 months9 mo$2,000,000+3.90%
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 9 months to less than 12 months9 mo$2,000,000+3.75%paid every 1 yr
FixedThe term of this term deposit is between 9 months to less than 10 months9 mo$2,000,000+4.00%paid at maturity; paid every 1 yr
FixedThis rate applies to the Flexi Business Investment Account. The term of this term deposit is between 9 months to less than 12 months9 mo$2,000,000+3.70%paid every 6 mo
FixedThe term of this term deposit is between 9 months to less than 10 months9 mo$2,000,000+3.95%paid every 6 mo
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
Prepayment administration feeEvent$30If you need to withdraw money during the term, you may request withdrawal of all or part of your funds by giving the Bank 31 days' notice. A prepayment administration fee may apply to withdrawals bef…
Prepayment interest adjustmentEventVariesIf you need to withdraw money during the term, you may request withdrawal of all or part of your funds by giving the Bank 31 days' notice. A prepayment interest adjustment may apply to withdrawals be…
§ 03 — Features
Digital banking
  • · For renewals, you can give alternative instructions within 7 calendar days, starting on the maturity date.
  • · If you forget to let us know or haven't decided what to do with your funds at maturity, we'll keep them secure in a holding facility for up to six months.
  • · With the Flexi Business Investment Account, you can access a set portion (as determined by the Bank) of the funds, if required, without being subject to prepayment interest adjustment and administrat…
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Minimum balance $5,000
  • · Opening balance $5,000
  • · Have an eligible transaction account in the same business name
  • · In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable
  • · In the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis

Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.