The Finance Algorithm
SCCU

BUSINESS TERM DEPOSIT

Business Term Deposit

Term depositsBank updated 22 Sept 2026
At a glance
Best rate
5.30% for 12m
12 months
5.30%
Min deposit
$5,000
§ 01 — Rates · 21
TypeApplies toTermBandRateComparisonConditions
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry1 mo$5,000–$2,000,0001.15%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry10 mo$5,000–$2,000,0003.80%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry10 mo$5,000–$2,000,0003.80%paid every 1 mo
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry11 mo$5,000–$2,000,0005.10%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry11 mo$5,000–$2,000,0005.10%paid every 1 mo
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry1 yr$5,000–$2,000,0005.30%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry1 yr$5,000–$2,000,0005.30%paid every 1 mo
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry18 mo$5,000–$2,000,0003.50%paid every 1 yr
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry2 mo$5,000–$2,000,0001.15%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry2 yrs$5,000–$2,000,0004.70%paid every 1 yr
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry3 mo$5,000–$2,000,0005.00%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry4 mo$5,000–$2,000,0004.50%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry5 mo$5,000–$2,000,0004.05%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry6 mo$5,000–$2,000,0005.20%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry6 mo$5,000–$2,000,0005.20%paid every 1 mo
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry7 mo$5,000–$2,000,0005.00%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry7 mo$5,000–$2,000,0005.00%paid every 1 mo
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry8 mo$5,000–$2,000,0003.80%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry8 mo$5,000–$2,000,0003.80%paid every 1 mo
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry9 mo$5,000–$2,000,0005.30%paid at maturity
FixedInterest recast at 0.10% if deposit partially or fully redeemed prior to expiry9 mo$5,000–$2,000,0005.30%paid every 1 mo
§ 03 — Features

None published.

§ 04 — Eligibility & limits

    Published by Southern Cross Credit Union under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.