The Finance Algorithm
Arab Bank Australia Ltd Prod logoArab Bank Australia Ltd Prod

Fixed Term Deposit: Business

Competitive short term, and long term investments.

Term depositsBank updated 18 Aug 2026

At a glance

Best rate
5.15% for 6m
12 months
4.50%
Min deposit
$0

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.50%Every other institution's highest, 16 in all

Best rate for a 12-month term. One dot per institution, at its highest 12-month business term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
Business 12-month term depositBest rate for a 12-month term4.50%5.70%AMP Bank GO 12 Month Business Term Deposit5.30%of 17 institutions17th highest of 17

Rates

Every rate Arab Bank Australia Ltd Prod publishes for this term deposit, 72 in all.

Its best rate at each term

  1. 1 mo2.25%
  2. 2 mo2.25%
  3. 3 motypical 4.60%5.00%
  4. 4 mo3.80%
  5. 5 mo3.80%
  6. 6 motypical 5.10%5.15%
  7. 9 mo4.50%
  8. 1 yrtypical 5.30%4.50%
  9. 2 yrstypical 4.90%3.40%
  10. 3 yrstypical 4.25%3.30%
  11. 4 yrs3.30%
  12. 5 yrstypical 4.00%3.20%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
Fixed-1 moup to $1,9991.75%-paid at maturity; paid every 1 mo
Fixed-1 mo$10,000–$49,9992.25%-paid at maturity; paid every 1 mo
Fixed-1 mo$100,000–$499,9992.25%-paid at maturity; paid every 1 mo
Fixed-1 mo$2,000–$4,9991.75%-paid at maturity; paid every 1 mo
Fixed-1 mo$5,000–$9,9991.75%-paid at maturity; paid every 1 mo
Fixed-1 mo$50,000–$99,9992.25%-paid at maturity; paid every 1 mo
Fixed-1 yrup to $1,9994.00%-paid at maturity; paid every 1 yr
Fixed-1 yr$10,000–$49,9994.50%-paid at maturity; paid every 1 yr
Fixed-1 yr$100,000–$499,9994.50%-paid at maturity; paid every 1 yr
Fixed-1 yr$2,000–$4,9994.00%-paid at maturity; paid every 1 yr
Fixed-1 yr$5,000–$9,9994.00%-paid at maturity; paid every 1 yr
Fixed-1 yr$50,000–$99,9994.50%-paid at maturity; paid every 1 yr
Fixed-2 moup to $1,9991.75%-paid at maturity; paid every 2 mo
Fixed-2 mo$10,000–$49,9992.25%-paid at maturity; paid every 2 mo
Fixed-2 mo$100,000–$499,9992.25%-paid at maturity; paid every 2 mo
Fixed-2 mo$2,000–$4,9991.75%-paid at maturity; paid every 2 mo
Fixed-2 mo$5,000–$9,9991.75%-paid at maturity; paid every 2 mo
Fixed-2 mo$50,000–$99,9992.25%-paid at maturity; paid every 2 mo
Fixed-2 yrsup to $1,9993.15%-paid at maturity; paid every 1 yr
Fixed-2 yrs$10,000–$49,9993.40%-paid at maturity; paid every 1 yr
Fixed-2 yrs$100,000–$499,9993.40%-paid at maturity; paid every 1 yr
Fixed-2 yrs$2,000–$4,9993.15%-paid at maturity; paid every 1 yr
Fixed-2 yrs$5,000–$9,9993.15%-paid at maturity; paid every 1 yr
Fixed-2 yrs$50,000–$99,9993.40%-paid at maturity; paid every 1 yr
Fixed-3 moup to $1,9994.50%-paid at maturity; paid every 3 mo
Fixed-3 mo$10,000–$49,9995.00%-paid at maturity; paid every 3 mo
Fixed-3 mo$100,000–$499,9995.00%-paid at maturity; paid every 3 mo
Fixed-3 mo$2,000–$4,9994.50%-paid at maturity; paid every 3 mo
Fixed-3 mo$5,000–$9,9994.50%-paid at maturity; paid every 3 mo
Fixed-3 mo$50,000–$99,9995.00%-paid at maturity; paid every 3 mo
Fixed-3 yrsup to $1,9993.05%-paid at maturity; paid every 1 yr
Fixed-3 yrs$10,000–$49,9993.30%-paid at maturity; paid every 1 yr
Fixed-3 yrs$100,000–$499,9993.30%-paid at maturity; paid every 1 yr
Fixed-3 yrs$2,000–$4,9993.05%-paid at maturity; paid every 1 yr
Fixed-3 yrs$5,000–$9,9993.05%-paid at maturity; paid every 1 yr
Fixed-3 yrs$50,000–$99,9993.30%-paid at maturity; paid every 1 yr
Fixed-4 moup to $1,9993.30%-paid at maturity; paid every 4 mo
Fixed-4 mo$10,000–$49,9993.80%-paid at maturity; paid every 4 mo
Fixed-4 mo$100,000–$499,9993.80%-paid at maturity; paid every 4 mo
Fixed-4 mo$2,000–$4,9993.30%-paid at maturity; paid every 4 mo
Fixed-4 mo$5,000–$9,9993.30%-paid at maturity; paid every 4 mo
Fixed-4 mo$50,000–$99,9993.80%-paid at maturity; paid every 4 mo
Fixed-4 yrsup to $1,9993.05%-paid at maturity; paid every 1 yr
Fixed-4 yrs$10,000–$49,9993.30%-paid at maturity; paid every 1 yr
Fixed-4 yrs$100,000–$499,9993.30%-paid at maturity; paid every 1 yr
Fixed-4 yrs$2,000–$4,9993.05%-paid at maturity; paid every 1 yr
Fixed-4 yrs$5,000–$9,9993.05%-paid at maturity; paid every 1 yr
Fixed-4 yrs$50,000–$99,9993.30%-paid at maturity; paid every 1 yr
Fixed-5 moup to $1,9993.30%-paid at maturity; paid every 5 mo
Fixed-5 mo$10,000–$49,9993.80%-paid at maturity; paid every 5 mo
Fixed-5 mo$100,000–$499,9993.80%-paid at maturity; paid every 5 mo
Fixed-5 mo$2,000–$4,9993.30%-paid at maturity; paid every 5 mo
Fixed-5 mo$5,000–$9,9993.30%-paid at maturity; paid every 5 mo
Fixed-5 mo$50,000–$99,9993.80%-paid at maturity; paid every 5 mo
Fixed-6 moup to $1,9994.65%-paid at maturity; paid every 6 mo
Fixed-6 mo$10,000–$49,9995.15%-paid at maturity; paid every 6 mo
Fixed-6 mo$100,000–$499,9995.15%-paid at maturity; paid every 6 mo
Fixed-6 mo$2,000–$4,9994.65%-paid at maturity; paid every 6 mo
Fixed-6 mo$5,000–$9,9994.65%-paid at maturity; paid every 6 mo
Fixed-6 mo$50,000–$99,9995.15%-paid at maturity; paid every 6 mo
Fixed-5 yrsup to $1,9992.95%-paid at maturity; paid every 1 yr
Fixed-5 yrs$10,000–$49,9993.20%-paid at maturity; paid every 1 yr
Fixed-5 yrs$100,000–$499,9993.20%-paid at maturity; paid every 1 yr
Fixed-5 yrs$2,000–$4,9992.95%-paid at maturity; paid every 1 yr
Fixed-5 yrs$5,000–$9,9992.95%-paid at maturity; paid every 1 yr
Fixed-5 yrs$50,000–$99,9993.20%-paid at maturity; paid every 1 yr
Fixed-9 moup to $1,9994.00%-paid at maturity; paid every 9 mo
Fixed-9 mo$10,000–$49,9994.50%-paid at maturity; paid every 9 mo
Fixed-9 mo$100,000–$499,9994.50%-paid at maturity; paid every 9 mo
Fixed-9 mo$2,000–$4,9994.00%-paid at maturity; paid every 9 mo
Fixed-9 mo$5,000–$9,9994.00%-paid at maturity; paid every 9 mo
Fixed-9 mo$50,000–$99,9994.50%-paid at maturity; paid every 9 mo

Features

Digital banking
  • Australian Government Guaranteed for deposits up to $250K.
  • Competitive interest rates offered.
  • Deposits can be made in Australian Dollars and other selected currencies.
  • Minimum Opening Deposit A$1. For deposits of $500K and over ask for TD rate.
  • Choice of interest payments credited to a nominated transaction account, collected by cash from your branch or compounded to your term deposit.
  • Interest paid on maturity for up to 1 year terms. For terms 2, 3, 4, and 5 years interest is paid yearly.
  • Automatic rollover available.
  • Different terms available; between one month and five years.
  • Term Deposit certificate issued to keep track of your investment.

Eligibility and limits

  • • Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.

Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 18 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.