Fixed Term Deposit: Business
Competitive short term, and long term investments.
Term depositsBank updated 18 Aug 2026
At a glance
- Best rate
- 5.15% for 6m
- 12 months
- 4.50%
- Min deposit
- $0
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business 12-month term depositBest rate for a 12-month term | 4.50% | 5.70%AMP Bank GO 12 Month Business Term Deposit | 5.30%of 17 institutions | 17th highest of 17 |
Rates
Every rate Arab Bank Australia Ltd Prod publishes for this term deposit, 72 in all.
Its best rate at each term
- 1 mo2.25%
- 2 mo2.25%
- 3 motypical 4.60%5.00%
- 4 mo3.80%
- 5 mo3.80%
- 6 motypical 5.10%5.15%
- 9 mo4.50%
- 1 yrtypical 5.30%4.50%
- 2 yrstypical 4.90%3.40%
- 3 yrstypical 4.25%3.30%
- 4 yrs3.30%
- 5 yrstypical 4.00%3.20%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 1 mo | up to $1,999 | 1.75% | - | paid at maturity; paid every 1 mo |
| Fixed | - | 1 mo | $10,000–$49,999 | 2.25% | - | paid at maturity; paid every 1 mo |
| Fixed | - | 1 mo | $100,000–$499,999 | 2.25% | - | paid at maturity; paid every 1 mo |
| Fixed | - | 1 mo | $2,000–$4,999 | 1.75% | - | paid at maturity; paid every 1 mo |
| Fixed | - | 1 mo | $5,000–$9,999 | 1.75% | - | paid at maturity; paid every 1 mo |
| Fixed | - | 1 mo | $50,000–$99,999 | 2.25% | - | paid at maturity; paid every 1 mo |
| Fixed | - | 1 yr | up to $1,999 | 4.00% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $10,000–$49,999 | 4.50% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $100,000–$499,999 | 4.50% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $2,000–$4,999 | 4.00% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $5,000–$9,999 | 4.00% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $50,000–$99,999 | 4.50% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 2 mo | up to $1,999 | 1.75% | - | paid at maturity; paid every 2 mo |
| Fixed | - | 2 mo | $10,000–$49,999 | 2.25% | - | paid at maturity; paid every 2 mo |
| Fixed | - | 2 mo | $100,000–$499,999 | 2.25% | - | paid at maturity; paid every 2 mo |
| Fixed | - | 2 mo | $2,000–$4,999 | 1.75% | - | paid at maturity; paid every 2 mo |
| Fixed | - | 2 mo | $5,000–$9,999 | 1.75% | - | paid at maturity; paid every 2 mo |
| Fixed | - | 2 mo | $50,000–$99,999 | 2.25% | - | paid at maturity; paid every 2 mo |
| Fixed | - | 2 yrs | up to $1,999 | 3.15% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 2 yrs | $10,000–$49,999 | 3.40% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 2 yrs | $100,000–$499,999 | 3.40% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 2 yrs | $2,000–$4,999 | 3.15% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 2 yrs | $5,000–$9,999 | 3.15% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 2 yrs | $50,000–$99,999 | 3.40% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 3 mo | up to $1,999 | 4.50% | - | paid at maturity; paid every 3 mo |
| Fixed | - | 3 mo | $10,000–$49,999 | 5.00% | - | paid at maturity; paid every 3 mo |
| Fixed | - | 3 mo | $100,000–$499,999 | 5.00% | - | paid at maturity; paid every 3 mo |
| Fixed | - | 3 mo | $2,000–$4,999 | 4.50% | - | paid at maturity; paid every 3 mo |
| Fixed | - | 3 mo | $5,000–$9,999 | 4.50% | - | paid at maturity; paid every 3 mo |
| Fixed | - | 3 mo | $50,000–$99,999 | 5.00% | - | paid at maturity; paid every 3 mo |
| Fixed | - | 3 yrs | up to $1,999 | 3.05% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 3 yrs | $10,000–$49,999 | 3.30% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 3 yrs | $100,000–$499,999 | 3.30% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 3 yrs | $2,000–$4,999 | 3.05% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 3 yrs | $5,000–$9,999 | 3.05% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 3 yrs | $50,000–$99,999 | 3.30% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 4 mo | up to $1,999 | 3.30% | - | paid at maturity; paid every 4 mo |
| Fixed | - | 4 mo | $10,000–$49,999 | 3.80% | - | paid at maturity; paid every 4 mo |
| Fixed | - | 4 mo | $100,000–$499,999 | 3.80% | - | paid at maturity; paid every 4 mo |
| Fixed | - | 4 mo | $2,000–$4,999 | 3.30% | - | paid at maturity; paid every 4 mo |
| Fixed | - | 4 mo | $5,000–$9,999 | 3.30% | - | paid at maturity; paid every 4 mo |
| Fixed | - | 4 mo | $50,000–$99,999 | 3.80% | - | paid at maturity; paid every 4 mo |
| Fixed | - | 4 yrs | up to $1,999 | 3.05% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 4 yrs | $10,000–$49,999 | 3.30% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 4 yrs | $100,000–$499,999 | 3.30% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 4 yrs | $2,000–$4,999 | 3.05% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 4 yrs | $5,000–$9,999 | 3.05% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 4 yrs | $50,000–$99,999 | 3.30% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 5 mo | up to $1,999 | 3.30% | - | paid at maturity; paid every 5 mo |
| Fixed | - | 5 mo | $10,000–$49,999 | 3.80% | - | paid at maturity; paid every 5 mo |
| Fixed | - | 5 mo | $100,000–$499,999 | 3.80% | - | paid at maturity; paid every 5 mo |
| Fixed | - | 5 mo | $2,000–$4,999 | 3.30% | - | paid at maturity; paid every 5 mo |
| Fixed | - | 5 mo | $5,000–$9,999 | 3.30% | - | paid at maturity; paid every 5 mo |
| Fixed | - | 5 mo | $50,000–$99,999 | 3.80% | - | paid at maturity; paid every 5 mo |
| Fixed | - | 6 mo | up to $1,999 | 4.65% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $10,000–$49,999 | 5.15% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $100,000–$499,999 | 5.15% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $2,000–$4,999 | 4.65% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $5,000–$9,999 | 4.65% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $50,000–$99,999 | 5.15% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 5 yrs | up to $1,999 | 2.95% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 5 yrs | $10,000–$49,999 | 3.20% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 5 yrs | $100,000–$499,999 | 3.20% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 5 yrs | $2,000–$4,999 | 2.95% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 5 yrs | $5,000–$9,999 | 2.95% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 5 yrs | $50,000–$99,999 | 3.20% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 9 mo | up to $1,999 | 4.00% | - | paid at maturity; paid every 9 mo |
| Fixed | - | 9 mo | $10,000–$49,999 | 4.50% | - | paid at maturity; paid every 9 mo |
| Fixed | - | 9 mo | $100,000–$499,999 | 4.50% | - | paid at maturity; paid every 9 mo |
| Fixed | - | 9 mo | $2,000–$4,999 | 4.00% | - | paid at maturity; paid every 9 mo |
| Fixed | - | 9 mo | $5,000–$9,999 | 4.00% | - | paid at maturity; paid every 9 mo |
| Fixed | - | 9 mo | $50,000–$99,999 | 4.50% | - | paid at maturity; paid every 9 mo |
Features
Digital banking
- Australian Government Guaranteed for deposits up to $250K.
- Competitive interest rates offered.
- Deposits can be made in Australian Dollars and other selected currencies.
- Minimum Opening Deposit A$1. For deposits of $500K and over ask for TD rate.
- Choice of interest payments credited to a nominated transaction account, collected by cash from your branch or compounded to your term deposit.
- Interest paid on maturity for up to 1 year terms. For terms 2, 3, 4, and 5 years interest is paid yearly.
- Automatic rollover available.
- Different terms available; between one month and five years.
- Term Deposit certificate issued to keep track of your investment.
Eligibility and limits
- • Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.
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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 18 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.