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Business Term Deposits

Earn a competitive, fixed interest rate on your Business Term Deposit with Judo Bank.

Term depositsBank updated 29 Oct 2026
Apply at Judo Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate
5.65% for 10m
12 months
5.45%
Min deposit
$1,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.45%Every other institution's highest, 16 in all

Best rate for a 12-month term. One dot per institution, at its highest 12-month business term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
Business 12-month term depositBest rate for a 12-month term5.45%5.70%AMP Bank GO 12 Month Business Term Deposit5.30%of 17 institutions3rd highest of 17, level with one other

Rates

Every rate Judo Bank publishes for this term deposit, 32 in all.

Its best rate at each term

  1. 1 mo2.10%
  2. 2 mo2.30%
  3. 3 motypical 4.60%4.90%
  4. 4 mo4.90%
  5. 5 mo4.90%
  6. 6 motypical 5.10%4.95%
  7. 7 mo4.95%
  8. 8 mo4.95%
  9. 9 mo5.05%
  10. 10 mo5.65%
  11. 11 mo5.25%
  12. 1 yrtypical 5.30%5.45%
  13. 2 yrstypical 4.90%5.60%
  14. 3 yrstypical 4.25%5.60%
  15. 4 yrs5.65%
  16. 5 yrstypical 4.00%5.65%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
FixedInterest paid at maturity-1 mo-2.10%-paid at maturity
FixedInterest paid monthly-1 mo-2.10%-paid every 1 mo
FixedInterest paid at maturity-10 mo-5.65%-paid at maturity
FixedInterest paid monthly-10 mo-5.55%-paid every 1 mo
FixedInterest paid at maturity-11 mo-5.25%-paid at maturity
FixedInterest paid monthly-11 mo-5.15%-paid every 1 mo
FixedInterest paid at maturity-1 yr-5.45%-paid at maturity
FixedInterest paid monthly-1 yr-5.35%-paid every 1 mo
FixedInterest paid at maturity-2 mo-2.30%-paid at maturity
FixedInterest paid monthly-2 mo-2.20%-paid every 1 mo
FixedInterest paid monthly-2 yrs-5.50%-paid every 1 mo
FixedInterest paid annually-2 yrs-5.60%-paid every 1 yr
FixedInterest paid at maturity-3 mo-4.90%-paid at maturity
FixedInterest paid monthly-3 mo-4.80%-paid every 1 mo
FixedInterest paid monthly-3 yrs-5.50%-paid every 1 mo
FixedInterest paid annually-3 yrs-5.60%-paid every 1 yr
FixedInterest paid at maturity-4 mo-4.90%-paid at maturity
FixedInterest paid monthly-4 mo-4.80%-paid every 1 mo
FixedInterest paid monthly-4 yrs-5.55%-paid every 1 mo
FixedInterest paid annually-4 yrs-5.65%-paid every 1 yr
FixedInterest paid at maturity-5 mo-4.90%-paid at maturity
FixedInterest paid monthly-5 mo-4.80%-paid every 1 mo
FixedInterest paid at maturity-6 mo-4.95%-paid at maturity
FixedInterest paid monthly-6 mo-4.85%-paid every 1 mo
FixedInterest paid monthly-5 yrs-5.55%-paid every 1 mo
FixedInterest paid annually-5 yrs-5.65%-paid every 1 yr
FixedInterest paid at maturity-7 mo-4.95%-paid at maturity
FixedInterest paid monthly-7 mo-4.85%-paid every 1 mo
FixedInterest paid at maturity-8 mo-4.95%-paid at maturity
FixedInterest paid monthly-8 mo-4.85%-paid every 1 mo
FixedInterest paid at maturity-9 mo-5.05%-paid at maturity
FixedInterest paid monthly-9 mo-4.95%-paid every 1 mo

Rate changes

22 changes logged, newest first.

DateRateWasNowChange
30 Oct 2026Fixed, 10 mo5.05%5.65%up 0.60
30 Oct 2026Fixed, 10 mo4.95%5.55%up 0.60
30 Oct 2026Fixed, 1 yr5.55%5.45%down 0.10
30 Oct 2026Fixed, 1 yr5.45%5.35%down 0.10
30 Oct 2026Fixed, 2 yrs5.45%5.50%up 0.05
30 Oct 2026Fixed, 2 yrs5.55%5.60%up 0.05
30 Oct 2026Fixed, 3 yrs5.45%5.50%up 0.05
30 Oct 2026Fixed, 3 yrs5.55%5.60%up 0.05
30 Oct 2026Fixed, 4 yrs5.50%5.55%up 0.05
30 Oct 2026Fixed, 4 yrs5.60%5.65%up 0.05
30 Oct 2026Fixed, 5 yrs5.50%5.55%up 0.05
30 Oct 2026Fixed, 5 yrs5.60%5.65%up 0.05
16 Oct 2026Fixed, 1 yr5.45%5.55%up 0.10
16 Oct 2026Fixed, 1 yr5.35%5.45%up 0.10
16 Oct 2026Fixed, 2 yrs5.35%5.45%up 0.10
16 Oct 2026Fixed, 2 yrs5.45%5.55%up 0.10
16 Oct 2026Fixed, 3 yrs5.35%5.45%up 0.10
16 Oct 2026Fixed, 3 yrs5.45%5.55%up 0.10
16 Oct 2026Fixed, 4 yrs5.40%5.50%up 0.10
16 Oct 2026Fixed, 4 yrs5.50%5.60%up 0.10
16 Oct 2026Fixed, 5 yrs5.40%5.50%up 0.10
16 Oct 2026Fixed, 5 yrs5.50%5.60%up 0.10

Each change is logged the night it appears in the rates Judo Bank publishes. See how every lender answered the RBA on the rate tracker.

Features

Digital banking
  • All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.
  • No Fees
  • Rollover facility available.
  • Fund via Direct Debit or BPAY.
  • Scheduled, periodic payments available
  • Confirmation Letter provided.
  • 10 calendar days rollover cooling off period.

Eligibility and limits

  • Minimum age 18
  • Minimum balance $1,000
  • Opening balance $1,000
  • Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be individuals -The company and all directors…

Published by Judo Bank under the Consumer Data Right, last changed by them on 29 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.