Retirement Portfolio Service
ANZ Smart Choice Super - My Super - QBE SUPER PLAN
To 30 June 2026, ANZ Smart Choice Super - My Super - QBE SUPER PLAN returned 8.47% a year over 10 years to a member with $50,000, after fees and taxes, against a median of 8.03% across MySuper products: 11th highest of 45. It charged $505 a year in total fees on a $50,000 balance (median $410), 44th lowest of 50, and passed APRA's 2026 performance test.
To 30 June 2026, for a $50,000 member. MySuper median 8.03%.
- Fees on $50,000
- $505median $410
- Members' accounts
- 1,210
- Assets
- $275 million
- Growth assets
- 83%
Returns a year, against the MySuper median
After fees and tax, for a $50,000 member, to 30 June 2026, for its ANZ Smart Choice 1990S stage.
- 3 years11.13%9.93%
- 5 years7.31%6.90%
- 7 years7.79%7.42%
- 10 years8.47%8.03%
Fees at each balance, against the median
Total fees and costs a year, as a share of the balance and in dollars, for the same stage.
- $10,0001.42% $1421.23% $123
- $25,0001.11% $2780.91% $228
- $50,0001.01% $5050.82% $410
- $100,0000.96% $9600.77% $770
- $250,0000.93% $2,3250.75% $1,875
What a $50,000 member earned, after fees and tax
For its ANZ Smart Choice 1990S stage, 83% in growth assets, the stage with the most growth assets. Every stage is listed below.
| A year over | This product | MySuper median | Difference | Against its benchmark |
|---|---|---|---|---|
| 3 years | 11.13% | 9.93% | up 1.20 | up 0.30 |
| 5 years | 7.31% | 6.90% | up 0.41 | up 0.28 |
| 7 years | 7.79% | 7.42% | up 0.37 | down 0.07 |
| 10 years | 8.47% | 8.03% | up 0.44 | down 0.24 |
Differences are in percentage points a year. "Against its benchmark" compares the return before administration fees with APRA's benchmark portfolio built from this product's own mix of assets: above zero means its investment choices added value.
What it charges at five balances
| Balance | Administration | Total fees and costs | MySuper median total |
|---|---|---|---|
| $10,000 | $690.69% | $1421.42% | $123 |
| $25,000 | $980.39% | $2781.11% | $228 |
| $50,000 | $1450.29% | $5051.01% | $410 |
| $100,000 | $2300.23% | $9600.96% | $770 |
| $250,000 | $5000.20% | $2,3250.93% | $1,875 |
A year, as APRA calculated them for 2026. Total fees and costs add investment and transaction costs to administration; insurance premiums are not included. Lifecycle fees are for the stage shown above.
ANZ Smart Choice Super - My Super - QBE SUPER PLAN passed in 2026, 2025 and 2024
- 2026Passed
- 2025Passed
- 2024Passed
Its 2026 test measure, among all 49 MySuper products measured
The further right, the more a product beat the benchmark built from its own investments. Hover or tap a dot for its name.
Met APRA's benchmark. Its 2026 test measure was -0.17% a year over 10 years: its return against APRA's benchmark, adjusted for how its administration fees compare. -0.50% or lower fails.
Earlier years match on fund and product name, so a product that has been renamed shows no earlier result. Every 2026 result.
Members move through these 7 stages as they age
| Stage | Growth assets | 3 yrs | 5 yrs | 10 yrs | Fees on $50k |
|---|---|---|---|---|---|
| ANZ Smart Choice 2000S | 83% | 11.04% | 7.29% | - | $500 |
| ANZ Smart Choice 1990SShown above | 83% | 11.13% | 7.31% | 8.47% | $505 |
| ANZ Smart Choice 1980S | 83% | 11.19% | 7.32% | 8.42% | $505 |
| ANZ Smart Choice 1970S | 80% | 10.75% | 6.92% | 7.90% | $510 |
| ANZ Smart Choice 1960S | 75% | 10.62% | 7.05% | 7.30% | $480 |
| ANZ Smart Choice 1950S | 64% | 9.09% | 5.84% | 5.74% | $470 |
| ANZ Smart Choice 1940S | 50% | 7.45% | 4.76% | 4.67% | $475 |
Returns a year to 30 June 2026, after fees and taxes, for a $50,000 member, as APRA reports them for each stage.
About this product
- Fund
- Retirement Portfolio Service
- Trustee
- OnePath Custodians Pty Limited
- Type
- Large-employer MySuper, for staff of a particular employer
- Offer
- Public offer
- APRA's product name
- ANZ Smart Choice Super - My Super - QBE SUPER PLAN
APRA does not publish fund websites or disclosure documents. Your annual statement and the fund's product disclosure statement have the full fee and insurance details.
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Questions about ANZ Smart Choice Super - My Super - QBE SUPER PLAN
- Did ANZ Smart Choice Super - My Super - QBE SUPER PLAN pass the 2026 performance test?
- ANZ Smart Choice Super - My Super - QBE SUPER PLAN passed APRA's 2026 performance test, with a test measure of -0.17% a year against a fail line of -0.50%. Earlier results: 2024 passed, 2025 passed.
- What are ANZ Smart Choice Super - My Super - QBE SUPER PLAN's fees?
- APRA's 2026 figures put its total fees and costs at $142 a year on $10,000, $278 a year on $25,000, $505 a year on $50,000, $960 a year on $100,000 and $2,325 a year on $250,000. Administration fees are $145 of the $505 on $50,000. Insurance premiums are extra.
- What has ANZ Smart Choice Super - My Super - QBE SUPER PLAN returned?
- For a member with $50,000, after fees and taxes, to 30 June 2026: 11.13% a year over 3 years, 7.31% a year over 5 years, 7.79% a year over 7 years and 8.47% a year over 10 years, for its ANZ Smart Choice 1990S stage. Past returns do not predict future ones.
Source: Australian Prudential Regulation Authority (APRA), Comprehensive Product Performance Package 2026: data to 30 June 2026, published 28 August 2026. Licensed under CC BY 4.0 and normalised by The Finance Algorithm, which shows APRA's figures as percentages and dollars a year. APRA has not reviewed or endorsed this page.
General information only, not financial advice. Past performance is not a reliable indicator of future returns. Check your fund's product disclosure statement and your annual statement before you act, and consider whether advice suits your situation.