Essential Super
Essential Super - MySuper
To 30 June 2026, Essential Super - MySuper returned 8.96% a year over 10 years to a member with $50,000, after fees and taxes, against a median of 8.03% across MySuper products: 4th highest of 45. It charged $365 a year in total fees on a $50,000 balance (median $410), 14th lowest of 50, and passed APRA's 2026 performance test.
To 30 June 2026, for a $50,000 member. MySuper median 8.03%.
- Fees on $50,000
- $365median $410
- Members' accounts
- 134,560
- Assets
- $7.0 billion
- Growth assets
- 94%
Returns a year, against the MySuper median
After fees and tax, for a $50,000 member, to 30 June 2026, for its Lifestage 1995-99 option stage.
- 3 years14.14%9.93%
- 5 years9.15%6.90%
- 7 years8.98%7.42%
- 10 years8.96%8.03%
Fees at each balance, against the median
Total fees and costs a year, as a share of the balance and in dollars, for the same stage.
- $10,0001.17% $1171.23% $123
- $25,0000.84% $2100.91% $228
- $50,0000.73% $3650.82% $410
- $100,0000.68% $6800.77% $770
- $250,0000.64% $1,6000.75% $1,875
What a $50,000 member earned, after fees and tax
For its Lifestage 1995-99 option stage, 94% in growth assets, the stage with the most growth assets. Every stage is listed below.
| A year over | This product | MySuper median | Difference | Against its benchmark |
|---|---|---|---|---|
| 3 years | 14.14% | 9.93% | up 4.21 | up 1.41 |
| 5 years | 9.15% | 6.90% | up 2.25 | up 0.67 |
| 7 years | 8.98% | 7.42% | up 1.56 | up 0.30 |
| 10 years | 8.96% | 8.03% | up 0.93 | up 0.15 |
Differences are in percentage points a year. "Against its benchmark" compares the return before administration fees with APRA's benchmark portfolio built from this product's own mix of assets: above zero means its investment choices added value.
What it charges at five balances
| Balance | Administration | Total fees and costs | MySuper median total |
|---|---|---|---|
| $10,000 | $580.58% | $1171.17% | $123 |
| $25,000 | $630.25% | $2100.84% | $228 |
| $50,000 | $700.14% | $3650.73% | $410 |
| $100,000 | $900.09% | $6800.68% | $770 |
| $250,000 | $1500.06% | $1,6000.64% | $1,875 |
A year, as APRA calculated them for 2026. Total fees and costs add investment and transaction costs to administration; insurance premiums are not included. Lifecycle fees are for the stage shown above.
Essential Super - MySuper passed in 2026, 2025 and 2024
- 2026Passed
- 2025Passed
- 2024Passed
Its 2026 test measure, among all 49 MySuper products measured
The further right, the more a product beat the benchmark built from its own investments. Hover or tap a dot for its name.
Met APRA's benchmark. Its 2026 test measure was +0.09% a year over 10 years: its return against APRA's benchmark, adjusted for how its administration fees compare. -0.50% or lower fails.
Earlier years match on fund and product name, so a product that has been renamed shows no earlier result. Every 2026 result.
Members move through these 13 stages as they age
| Stage | Growth assets | 3 yrs | 5 yrs | 10 yrs | Fees on $50k |
|---|---|---|---|---|---|
| Lifestage 2005-09 option | 94% | 14.50% | - | - | $360 |
| Lifestage 2000-04 option | 94% | 14.24% | 9.24% | - | $360 |
| Lifestage 1995-99 optionShown above | 94% | 14.14% | 9.15% | 8.96% | $365 |
| Lifestage 1990-94 option | 94% | 14.10% | 9.12% | 8.91% | $370 |
| Lifestage 1985-89 option | 94% | 14.13% | 9.11% | 8.87% | $370 |
| Lifestage 1980-84 option | 92% | 13.88% | 8.94% | 8.79% | $370 |
| Lifestage 1975-79 option | 87% | 13.44% | 8.63% | 8.60% | $365 |
| Lifestage 1970-74 option | 81% | 12.51% | 7.93% | 8.22% | $365 |
| Lifestage 1965-69 option | 74% | 11.52% | 7.22% | 7.14% | $370 |
| Lifestage 1960-64 option | 65% | 9.52% | 5.46% | 5.85% | $360 |
| Lifestage 1955-59 option | 60% | 8.98% | 5.29% | 4.92% | $355 |
| Lifestage 1950-54 option | 60% | 8.98% | 5.30% | 4.93% | $355 |
| Lifestage 1945-49 option | 60% | 8.93% | 5.27% | 4.95% | $360 |
Returns a year to 30 June 2026, after fees and taxes, for a $50,000 member, as APRA reports them for each stage.
About this product
- Fund
- Essential Super
- Trustee
- Avanteos Investments Limited
- Type
- Generic MySuper
- Offer
- Public offer
- APRA's product name
- Essential Super - MySuper
APRA does not publish fund websites or disclosure documents. Your annual statement and the fund's product disclosure statement have the full fee and insurance details.
Questions about Essential Super - MySuper
- Did Essential Super - MySuper pass the 2026 performance test?
- Essential Super - MySuper passed APRA's 2026 performance test, with a test measure of +0.09% a year against a fail line of -0.50%. Earlier results: 2024 passed, 2025 passed.
- What are Essential Super - MySuper's fees?
- APRA's 2026 figures put its total fees and costs at $117 a year on $10,000, $210 a year on $25,000, $365 a year on $50,000, $680 a year on $100,000 and $1,600 a year on $250,000. Administration fees are $70 of the $365 on $50,000. Insurance premiums are extra.
- What has Essential Super - MySuper returned?
- For a member with $50,000, after fees and taxes, to 30 June 2026: 14.14% a year over 3 years, 9.15% a year over 5 years, 8.98% a year over 7 years and 8.96% a year over 10 years, for its Lifestage 1995-99 option stage. Past returns do not predict future ones.
Source: Australian Prudential Regulation Authority (APRA), Comprehensive Product Performance Package 2026: data to 30 June 2026, published 28 August 2026. Licensed under CC BY 4.0 and normalised by The Finance Algorithm, which shows APRA's figures as percentages and dollars a year. APRA has not reviewed or endorsed this page.
General information only, not financial advice. Past performance is not a reliable indicator of future returns. Check your fund's product disclosure statement and your annual statement before you act, and consider whether advice suits your situation.