The Finance Algorithm

Rest (Retail Employees Superannuation Trust)

Rest MySuper

To 30 June 2026, Rest MySuper returned 7.35% a year over 10 years to a member with $50,000, after fees and taxes, against a median of 8.03% across MySuper products: 33rd highest of 45. It charged $405 a year in total fees on a $50,000 balance (median $410), 24th lowest of 50, and passed APRA's 2026 performance test.

Passed2026Single strategy
10-year return, after fees
7.35% a year

To 30 June 2026, for a $50,000 member. MySuper median 8.03%.

Fees on $50,000
$405median $410
Members' accounts
1,993,890
Assets
$89.1 billion
Growth assets
76%

Returns a year, against the MySuper median

After fees and tax, for a $50,000 member, to 30 June 2026.

Rest MySuperMySuper median
  1. 3 years9.17%9.93%
  2. 5 years6.66%6.90%
  3. 7 years6.91%7.42%
  4. 10 years7.35%8.03%

Fees at each balance, against the median

Total fees and costs a year, as a share of the balance and in dollars.

Rest MySuperMySuper median
  1. $10,0001.44% $1441.23% $123
  2. $25,0000.97% $2430.91% $228
  3. $50,0000.81% $4050.82% $410
  4. $100,0000.74% $7400.77% $770
  5. $250,0000.69% $1,7250.75% $1,875

What a $50,000 member earned, after fees and tax

A year overThis productMySuper medianDifferenceAgainst its benchmark
3 years9.17%9.93%down 0.76down 0.22
5 years6.66%6.90%down 0.24up 0.39
7 years6.91%7.42%down 0.51up 0.12
10 years7.35%8.03%down 0.68down 0.01

Differences are in percentage points a year. "Against its benchmark" compares the return before administration fees with APRA's benchmark portfolio built from this product's own mix of assets: above zero means its investment choices added value.

What it charges at five balances

BalanceAdministrationTotal fees and costsMySuper median total
$10,000$880.88%$1441.44%$123
$25,000$1020.41%$2430.97%$228
$50,000$1300.26%$4050.81%$410
$100,000$1800.18%$7400.74%$770
$250,000$3250.13%$1,7250.69%$1,875

A year, as APRA calculated them for 2026. Total fees and costs add investment and transaction costs to administration; insurance premiums are not included.

Rest MySuper passed in 2026, 2025 and 2024

  1. 2026Passed
  2. 2025Passed
  3. 2024Passed

Its 2026 test measure, among all 49 MySuper products measured

Rest MySuper, -0.03%: 14th lowest of 49Every other MySuper product with a measure

The further right, the more a product beat the benchmark built from its own investments. Hover or tap a dot for its name.

Met APRA's benchmark. Its 2026 test measure was -0.03% a year over 10 years: its return against APRA's benchmark, adjusted for how its administration fees compare. -0.50% or lower fails.

Earlier years match on fund and product name, so a product that has been renamed shows no earlier result. Every 2026 result.

About this product

Fund
Retail Employees Superannuation Trust
Trustee
Retail Employees Superannuation Pty. Limited
Type
Generic MySuper
Offer
Public offer
APRA's product name
MySuper

APRA does not publish fund websites or disclosure documents. Your annual statement and the fund's product disclosure statement have the full fee and insurance details.

Questions about Rest MySuper

Did Rest MySuper pass the 2026 performance test?
Rest MySuper passed APRA's 2026 performance test, with a test measure of -0.03% a year against a fail line of -0.50%. Earlier results: 2024 passed, 2025 passed.
What are Rest MySuper's fees?
APRA's 2026 figures put its total fees and costs at $144 a year on $10,000, $243 a year on $25,000, $405 a year on $50,000, $740 a year on $100,000 and $1,725 a year on $250,000. Administration fees are $130 of the $405 on $50,000. Insurance premiums are extra.
What has Rest MySuper returned?
For a member with $50,000, after fees and taxes, to 30 June 2026: 9.17% a year over 3 years, 6.66% a year over 5 years, 6.91% a year over 7 years and 7.35% a year over 10 years. Past returns do not predict future ones.
About this data

Source: Australian Prudential Regulation Authority (APRA), Comprehensive Product Performance Package 2026: data to 30 June 2026, published 28 August 2026. Licensed under CC BY 4.0 and normalised by The Finance Algorithm, which shows APRA's figures as percentages and dollars a year. APRA has not reviewed or endorsed this page.

General information only, not financial advice. Past performance is not a reliable indicator of future returns. Check your fund's product disclosure statement and your annual statement before you act, and consider whether advice suits your situation.