MLC Super Fund
MLC MySuper
To 30 June 2026, MLC MySuper returned 7.29% a year over 10 years to a member with $50,000, after fees and taxes, against a median of 8.03% across MySuper products: 36th highest of 45. It charged $500 a year in total fees on a $50,000 balance (median $410), 43rd lowest of 50, and passed APRA's 2026 performance test.
To 30 June 2026, for a $50,000 member. MySuper median 8.03%.
- Fees on $50,000
- $500median $410
- Members' accounts
- 378,690
- Assets
- $40.7 billion
- Growth assets
- 77%
Returns a year, against the MySuper median
After fees and tax, for a $50,000 member, to 30 June 2026, for its MySuper Under 55 stage.
- 3 years9.46%9.93%
- 5 years6.71%6.90%
- 7 years7.13%7.42%
- 10 years7.29%8.03%
Fees at each balance, against the median
Total fees and costs a year, as a share of the balance and in dollars, for the same stage.
- $10,0001.53% $1531.23% $123
- $25,0001.13% $2830.91% $228
- $50,0001.00% $5000.82% $410
- $100,0000.93% $9300.77% $770
- $250,0000.89% $2,2250.75% $1,875
What a $50,000 member earned, after fees and tax
For its MySuper Under 55 stage, 77% in growth assets, the stage with the most growth assets. Every stage is listed below.
| A year over | This product | MySuper median | Difference | Against its benchmark |
|---|---|---|---|---|
| 3 years | 9.46% | 9.93% | down 0.47 | down 0.12 |
| 5 years | 6.71% | 6.90% | down 0.19 | up 0.74 |
| 7 years | 7.13% | 7.42% | down 0.29 | up 0.48 |
| 10 years | 7.29% | 8.03% | down 0.74 | up 0.10 |
Differences are in percentage points a year. "Against its benchmark" compares the return before administration fees with APRA's benchmark portfolio built from this product's own mix of assets: above zero means its investment choices added value.
What it charges at five balances
| Balance | Administration | Total fees and costs | MySuper median total |
|---|---|---|---|
| $10,000 | $840.84% | $1531.53% | $123 |
| $25,000 | $1130.45% | $2831.13% | $228 |
| $50,000 | $1550.31% | $5001.00% | $410 |
| $100,000 | $2500.25% | $9300.93% | $770 |
| $250,000 | $5250.21% | $2,2250.89% | $1,875 |
A year, as APRA calculated them for 2026. Total fees and costs add investment and transaction costs to administration; insurance premiums are not included. Lifecycle fees are for the stage shown above.
MLC MySuper passed in 2026, 2025 and 2024
- 2026Passed
- 2025Passed
- 2024Passed
Its 2026 test measure, among all 49 MySuper products measured
The further right, the more a product beat the benchmark built from its own investments. Hover or tap a dot for its name.
Met APRA's benchmark. Its 2026 test measure was +0.02% a year over 10 years: its return against APRA's benchmark, adjusted for how its administration fees compare. -0.50% or lower fails.
Earlier years match on fund and product name, so a product that has been renamed shows no earlier result. Every 2026 result.
Members move through these 12 stages as they age
| Stage | Growth assets | 3 yrs | 5 yrs | 10 yrs | Fees on $50k |
|---|---|---|---|---|---|
| MySuper Under 55Shown above | 77% | 9.46% | 6.71% | 7.29% | $500 |
| MySuper Age 55 | 77% | 9.43% | 6.70% | 7.28% | $500 |
| MySuper Age 56 | 77% | 9.37% | 6.64% | 7.23% | $500 |
| MySuper Age 57 | 76% | 9.31% | 6.59% | 7.19% | $500 |
| MySuper Age 58 | 76% | 9.26% | 6.53% | 7.14% | $500 |
| MySuper Age 59 | 75% | 9.26% | 6.51% | 7.12% | $500 |
| MySuper Age 60 | 74% | 9.14% | 6.42% | 7.06% | $500 |
| MySuper Age 61 | 74% | 9.09% | 6.37% | 7.01% | $495 |
| MySuper Age 62 | 73% | 8.98% | 6.29% | 6.94% | $495 |
| MySuper Age 63 | 71% | 8.81% | 6.17% | 6.83% | $495 |
| MySuper Age 64 | 69% | 8.64% | 6.04% | 6.71% | $490 |
| MySuper 65 and Over | 67% | 8.54% | 5.95% | 6.64% | $490 |
Returns a year to 30 June 2026, after fees and taxes, for a $50,000 member, as APRA reports them for each stage.
About this product
- Fund
- MLC Super Fund
- Trustee
- Nulis Nominees (Australia) Limited
- Type
- Generic MySuper
- Offer
- Public offer
- APRA's product name
- MLC MySuper
APRA does not publish fund websites or disclosure documents. Your annual statement and the fund's product disclosure statement have the full fee and insurance details.
Compare it
Other MySuper products in MLC Super Fund
Questions about MLC MySuper
- Did MLC MySuper pass the 2026 performance test?
- MLC MySuper passed APRA's 2026 performance test, with a test measure of +0.02% a year against a fail line of -0.50%. Earlier results: 2024 passed, 2025 passed.
- What are MLC MySuper's fees?
- APRA's 2026 figures put its total fees and costs at $153 a year on $10,000, $283 a year on $25,000, $500 a year on $50,000, $930 a year on $100,000 and $2,225 a year on $250,000. Administration fees are $155 of the $500 on $50,000. Insurance premiums are extra.
- What has MLC MySuper returned?
- For a member with $50,000, after fees and taxes, to 30 June 2026: 9.46% a year over 3 years, 6.71% a year over 5 years, 7.13% a year over 7 years and 7.29% a year over 10 years, for its MySuper Under 55 stage. Past returns do not predict future ones.
Source: Australian Prudential Regulation Authority (APRA), Comprehensive Product Performance Package 2026: data to 30 June 2026, published 28 August 2026. Licensed under CC BY 4.0 and normalised by The Finance Algorithm, which shows APRA's figures as percentages and dollars a year. APRA has not reviewed or endorsed this page.
General information only, not financial advice. Past performance is not a reliable indicator of future returns. Check your fund's product disclosure statement and your annual statement before you act, and consider whether advice suits your situation.