Russell Investments Master Trust
MySuper - IQ Super, Resource Super & Nationwide
To 30 June 2026, MySuper - IQ Super, Resource Super & Nationwide returned 8.32% a year over 10 years to a member with $50,000, after fees and taxes, against a median of 8.03% across MySuper products: 14th highest of 45. It charged $435 a year in total fees on a $50,000 balance (median $410), 30th lowest of 50, and passed APRA's 2026 performance test.
To 30 June 2026, for a $50,000 member. MySuper median 8.03%.
- Fees on $50,000
- $435median $410
- Members' accounts
- 45,620
- Assets
- $5.2 billion
- Growth assets
- 95%
Returns a year, against the MySuper median
After fees and tax, for a $50,000 member, to 30 June 2026, for its RIMT GOALTRACKER 25 AND UNDER stage.
- 3 years11.44%9.93%
- 5 years7.84%6.90%
- 7 years8.77%7.42%
- 10 years8.32%8.03%
Fees at each balance, against the median
Total fees and costs a year, as a share of the balance and in dollars, for the same stage.
- $10,0001.28% $1281.23% $123
- $25,0000.98% $2450.91% $228
- $50,0000.87% $4350.82% $410
- $100,0000.82% $8200.77% $770
- $250,0000.79% $1,9750.75% $1,875
What a $50,000 member earned, after fees and tax
For its RIMT GOALTRACKER 25 AND UNDER stage, 95% in growth assets, the stage with the most growth assets. Every stage is listed below.
| A year over | This product | MySuper median | Difference | Against its benchmark |
|---|---|---|---|---|
| 3 years | 11.44% | 9.93% | up 1.51 | down 0.90 |
| 5 years | 7.84% | 6.90% | up 0.94 | down 0.54 |
| 7 years | 8.77% | 7.42% | up 1.35 | down 0.42 |
| 10 years | 8.32% | 8.03% | up 0.29 | down 0.46 |
Differences are in percentage points a year. "Against its benchmark" compares the return before administration fees with APRA's benchmark portfolio built from this product's own mix of assets: above zero means its investment choices added value.
What it charges at five balances
| Balance | Administration | Total fees and costs | MySuper median total |
|---|---|---|---|
| $10,000 | $630.63% | $1281.28% | $123 |
| $25,000 | $830.33% | $2450.98% | $228 |
| $50,000 | $1100.22% | $4350.87% | $410 |
| $100,000 | $1700.17% | $8200.82% | $770 |
| $250,000 | $3500.14% | $1,9750.79% | $1,875 |
A year, as APRA calculated them for 2026. Total fees and costs add investment and transaction costs to administration; insurance premiums are not included. Lifecycle fees are for the stage shown above.
MySuper - IQ Super, Resource Super & Nationwide passed in 2026, 2025 and 2024
- 2026Passed
- 2025Passed
- 2024Passed
Its 2026 test measure, among all 49 MySuper products measured
The further right, the more a product beat the benchmark built from its own investments. Hover or tap a dot for its name.
Met APRA's benchmark. Its 2026 test measure was -0.42% a year over 10 years: its return against APRA's benchmark, adjusted for how its administration fees compare. -0.50% or lower fails.
Earlier years match on fund and product name, so a product that has been renamed shows no earlier result. Every 2026 result.
Members move through these 41 stages as they age
| Stage | Growth assets | 3 yrs | 5 yrs | 10 yrs | Fees on $50k |
|---|---|---|---|---|---|
| RIMT GOALTRACKER 25 AND UNDERShown above | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 26 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 27 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 28 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 29 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 30 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 31 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 32 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 33 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 34 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 35 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 36 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 37 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 38 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 39 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 40 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 41 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 42 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 43 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 44 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 45 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 46 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 47 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 48 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 49 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 50 | 95% | 11.44% | 7.84% | 8.32% | $435 |
| RIMT GOALTRACKER 51 | 92% | 11.18% | 7.65% | 8.13% | $435 |
| RIMT GOALTRACKER 52 | 90% | 10.92% | 7.45% | 7.97% | $435 |
| RIMT GOALTRACKER 53 | 88% | 10.66% | 7.25% | 7.79% | $435 |
| RIMT GOALTRACKER 54 | 86% | 10.39% | 7.06% | 7.63% | $435 |
| RIMT GOALTRACKER 55 | 84% | 10.13% | 6.86% | 7.45% | $435 |
| RIMT GOALTRACKER 56 | 82% | 9.87% | 6.66% | 7.29% | $435 |
| RIMT GOALTRACKER 57 | 80% | 9.61% | 6.46% | 7.11% | $435 |
| RIMT GOALTRACKER 58 | 77% | 9.35% | 6.27% | 6.93% | $435 |
| RIMT GOALTRACKER 59 | 75% | 9.09% | 6.07% | 6.77% | $435 |
| RIMT GOALTRACKER 60 | 73% | 8.83% | 5.87% | 6.61% | $435 |
| RIMT GOALTRACKER 61 | 73% | 8.83% | 5.87% | 6.61% | $435 |
| RIMT GOALTRACKER 62 | 73% | 8.83% | 5.87% | 6.61% | $435 |
| RIMT GOALTRACKER 63 | 73% | 8.83% | 5.87% | 6.61% | $435 |
| RIMT GOALTRACKER 64 | 73% | 8.83% | 5.87% | 6.61% | $435 |
| RIMT GOALTRACKER 65 AND OVER | 73% | 8.83% | 5.87% | 6.61% | $435 |
Returns a year to 30 June 2026, after fees and taxes, for a $50,000 member, as APRA reports them for each stage.
About this product
- Fund
- Russell Investments Master Trust
- Trustee
- Total Risk Management Pty Limited
- Type
- Generic MySuper
- Offer
- Public offer
- APRA's product name
- MySuper - IQ Super, Resource Super & Nationwide
APRA does not publish fund websites or disclosure documents. Your annual statement and the fund's product disclosure statement have the full fee and insurance details.
Questions about MySuper - IQ Super, Resource Super & Nationwide
- Did MySuper - IQ Super, Resource Super & Nationwide pass the 2026 performance test?
- MySuper - IQ Super, Resource Super & Nationwide passed APRA's 2026 performance test, with a test measure of -0.42% a year against a fail line of -0.50%. Earlier results: 2024 passed, 2025 passed.
- What are MySuper - IQ Super, Resource Super & Nationwide's fees?
- APRA's 2026 figures put its total fees and costs at $128 a year on $10,000, $245 a year on $25,000, $435 a year on $50,000, $820 a year on $100,000 and $1,975 a year on $250,000. Administration fees are $110 of the $435 on $50,000. Insurance premiums are extra.
- What has MySuper - IQ Super, Resource Super & Nationwide returned?
- For a member with $50,000, after fees and taxes, to 30 June 2026: 11.44% a year over 3 years, 7.84% a year over 5 years, 8.77% a year over 7 years and 8.32% a year over 10 years, for its RIMT GOALTRACKER 25 AND UNDER stage. Past returns do not predict future ones.
Source: Australian Prudential Regulation Authority (APRA), Comprehensive Product Performance Package 2026: data to 30 June 2026, published 28 August 2026. Licensed under CC BY 4.0 and normalised by The Finance Algorithm, which shows APRA's figures as percentages and dollars a year. APRA has not reviewed or endorsed this page.
General information only, not financial advice. Past performance is not a reliable indicator of future returns. Check your fund's product disclosure statement and your annual statement before you act, and consider whether advice suits your situation.