Beyond Bank Australia
Business Overdraft (Unsec)
A Business overdraft provides ongoing access to funds when you need them. Use the overdraft to combine your business loan and working capital requirement in one flexible revolving line of credit.
Business loansBank updated 27 Nov 2025
At a glance
- Variable
- 12.99%
- Loan size
- $5,000 to $10,000
- Upfront fee
- $330
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableBusiness Overdraft - Unsecured Line of Credit Loan for Business or Commercial purposes. Conditions apply.A margin may be added to the rate indicated that will change the actual rate received. | P&I | — | — | 12.99% | — | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Default fee on Business Overdraft (Unsecured) | Event | $25 | — | This fee is payable on the 15th of every month whilst you are in default. |
| Default Notice Fee | Event | $20 | — | This fee is payable whenever we send you a default notice because you have defaulted under the contract. |
| Approval / Variation Fee | Upfront | $295 | — | Applicable when you apply for new or increased credit or request a change to your line of credit contract. |
| Search Fee | Upfront | $35 | — | This fee is payable for each search we conduct in relation to a loan including an ASIC search or Title search. |
§ 03 — Features
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§ 04 — Eligibility & limits
- · Residency: Australian Citizen
- · Available to businesses
- · Amount $5,000 to $10,000
- · Membership: You must be or become a Beyond Bank Australia member.
- · Lending Criteria applies.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 27 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.