Beyond Bank AustraliaBusiness Overdraft (Unsec)
A Business overdraft provides ongoing access to funds when you need them. Use the overdraft to combine your business loan and working capital requirement in one flexible revolving line of credit.
At a glance
- Variable
- 12.99%
- Loan size
- $5,000 to $10,000
- Upfront fee
- $35
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 12.99% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 45th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 12.99% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 45th lowest of 47 |
Rates
The one rate Beyond Bank Australia publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableBusiness Overdraft - Unsecured Line of Credit Loan for Business or Commercial purposes. Conditions apply.A margin may be added to the rate indicated that will change the actual rate received. | P&I | - | - | 12.99% | - | - |
Fees
4 fees published, grouped by when they're charged.
When you take it out2
- Approval / Variation Fee
Applicable when you apply for new or increased credit or request a change to your line of credit contract.
$295 - Search Fee
This fee is payable for each search we conduct in relation to a loan including an ASIC search or Title search.
$35
When particular things happen2
- Default fee on Business Overdraft (Unsecured)
This fee is payable on the 15th of every month whilst you are in default.
$25 - Default Notice Fee
This fee is payable whenever we send you a default notice because you have defaulted under the contract.
$20
Features
Eligibility and limits
- Residency: Australian Citizen
- Available to businesses
- Amount $5,000 to $10,000
- Membership: You must be or become a Beyond Bank Australia member.
- Lending Criteria applies.
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 27 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.