Beyond Bank AustraliaBusiness Line of Credit (Sec)
A Business overdraft provides ongoing access to funds when you need them. Use the overdraft to combine your business loan and working capital requirement in one flexible revolving line of credit.
At a glance
- Variable
- 9.09%
- Loan size
- $10,000 to $2,000,000
- Upfront fee
- $595
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 9.09% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 37th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 9.09% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 37th lowest of 47 |
Rates
The one rate Beyond Bank Australia publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableBusiness Overdraft - Mortgage Secured Line of Credit Loan for Business or Commercial purposes. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received. | P&I | - | - | 9.09% | - | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable, P&I | 8.84% | 9.09% | up 0.25 |
Each change is logged the night it appears in the rates Beyond Bank Australia publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
When you take it out6
- Additional Security Fee
This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property
$200 - Business Loan Establishment Fee
Applies to residential mortgage security and maximum borrowings of $500,000. Fees & Charges for borrowings above $500,000 (or where commercial mortgage security is required) are available on request.
$595 - Loan Settlement Fee (a)
This fee is payable for a new loan settled
$200 - Loan Settlement Fee (b)
This fee is payable for each loan variation or top up settled.
$150 - Search Fee
This fee is payable for each search conducted in relation to a loan or security including ASIC search or Title search.
$35 - Security Handling Fee
This fee is payable if you ask us to prepare documentation to note a change of your name on the title, or produce your land title.
$175
When particular things happen2
- Default fee on Business Overdraft (Mortgage Secured)
This fee is payable on the 15th day of every month whilst you are in default.
$25 - Default Notice Fee
This fee is payable whenever we send you a default notice because you have defaulted under the contract.
$20
Features
Eligibility and limits
- Residency: Australian Citizen
- Available to businesses
- Amount $10,000 to $2,000,000
- Maximum LVR 100%
- Membership: You must be or become a Beyond Bank Australia member.
- Lending Criteria applies.
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.