Beyond Bank AustraliaBusiness Loan
A Business Loan is a simple, low cost way to finance small business needs, like purchasing a new vehicle. With a fixed interest rate, this Business Loan gives you security of knowing your repayments won't change.
At a glance
- Fixed
- 7.04%8.05% comparison
- Loan size
- $5,000 to $140,000
- Upfront fee
- $35
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.04% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 11th lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.04% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 11th lowest of 47 |
Rates
Every rate Beyond Bank Australia publishes for this business loan, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedBusiness Vehicle Low Rate Loan Special Offer for Commercial or Business purposes. Flexible loan terms 1-7 years. Conditions apply. | P&I | 7 yrs fixed | - | 7.04% | 8.05% | - |
| FixedBusiness Vehicle Loan for Commercial or Business purposes, secured lending, flexible loan terms 1-7 years. Conditions apply. | P&I | 7 yrs fixed | - | 8.69% | - | - |
| FixedBusiness Loan for Commercial or Business purposes, unsecured lending, flexible loan terms 1- 7 years. Conditions apply. | P&I | 7 yrs fixed | - | 13.50% | - | - |
Fees
8 fees published, grouped by when they're charged.
When you take it out5
- Additional Security Fee
This fee is payable when we prepare a security such as a guarantee or a security interest over a company's asset.
$200 - Approval / Variation Fee
Applicable when you apply for new or increased credit or request a change to your line of credit contract.
$295 - PPSR & ASIC Search Fees
This fee is payable when we conduct a combined PPSR and ASIC Search and obtain certificates.
$55 - Search Fee
This fee is payable for each search we conduct in relation to a loan or security including an ASIC search or Title search.
$35 - Security Administration fee
This fee is payable when we prepare a Goods Security or other security in relation to any type of Business Loan.
$70
When particular things happen3
- Default Fee on Business Vehicle Loans and Business Loans - Unsecured - every 14th day thereafter
This fee is payable every 14th day thereafter for so long as you remain in default.
$25 - Default Fee on Business Vehicle Loans and Business Loans - Unsecured - on the 8th day
This fee is payable on the 8th day you are in default.
$20 - Default Notice Fee
This fee is payable whenever we send you a default notice because you have defaulted under the contract.
$20
Features
- Choose between variable or fixed interest rates.
Eligibility and limits
- Residency: Australian Citizen
- Available to businesses
- Amount $5,000 to $140,000
- Maximum LVR 100%
- Membership: You must be or become a Beyond Bank Australia member.
- Lending Criteria applies.
Compare it with others
Put this product through a calculator
Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.