Beyond Bank Australia
Business Loan
A Business Loan is a simple, low cost way to finance small business needs, like purchasing a new vehicle. With a fixed interest rate, this Business Loan gives you security of knowing your repayments won't change.
Business loansBank updated 8 Apr 2026
At a glance
- Fixed
- 6.79% · 7.80% comparison
- Loan size
- $5,000 to $140,000
- Upfront fee
- $655
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedBusiness Vehicle Low Rate Loan Special Offer for Commercial or Business purposes. Flexible loan terms 1-7 years. Conditions apply. | P&I | 7 yrs fixed | — | 6.79% | 7.80% | — |
| FixedBusiness Vehicle Loan for Commercial or Business purposes, secured lending, flexible loan terms 1-7 years. Conditions apply. | P&I | 7 yrs fixed | — | 8.69% | — | — |
| FixedBusiness Loan for Commercial or Business purposes, unsecured lending, flexible loan terms 1- 7 years. Conditions apply. | P&I | 7 yrs fixed | — | 13.50% | — | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Default Fee on Business Vehicle Loans and Business Loans - Unsecured - every 14th day thereafter | Event | $25 | — | This fee is payable every 14th day thereafter for so long as you remain in default. |
| Default Fee on Business Vehicle Loans and Business Loans - Unsecured - on the 8th day | Event | $20 | — | This fee is payable on the 8th day you are in default. |
| Default Notice Fee | Event | $20 | — | This fee is payable whenever we send you a default notice because you have defaulted under the contract. |
| Additional Security Fee | Upfront | $200 | — | This fee is payable when we prepare a security such as a guarantee or a security interest over a company's asset. |
| Approval / Variation Fee | Upfront | $295 | — | Applicable when you apply for new or increased credit or request a change to your line of credit contract. |
| PPSR & ASIC Search Fees | Upfront | $55 | — | This fee is payable when we conduct a combined PPSR and ASIC Search and obtain certificates. |
| Search Fee | Upfront | $35 | — | This fee is payable for each search we conduct in relation to a loan or security including an ASIC search or Title search. |
| Security Administration fee | Upfront | $70 | — | This fee is payable when we prepare a Goods Security or other security in relation to any type of Business Loan. |
§ 03 — Features
Extra repaymentsDigital banking
- · Choose between variable or fixed interest rates.
§ 04 — Eligibility & limits
- · Residency: Australian Citizen
- · Available to businesses
- · Amount $5,000 to $140,000
- · Maximum LVR 100%
- · Membership: You must be or become a Beyond Bank Australia member.
- · Lending Criteria applies.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 8 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.