Central West Credit Union LtdInvestment Property Loan (non residential)
For customers who want to purchase commercial premises for investment purposes
At a glance
- Variable
- 8.10%8.01% comparison
- Upfront fee
- $1,022
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.10% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 30th lowest of 47, level with one other |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.10% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 30th lowest of 47, level with one other |
Rates
The one rate Central West Credit Union Ltd publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 8.10% | 8.01% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 30 Oct 2026 | Variable, P&I | 7.95% | 8.10% | up 0.15 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
- When you take it out$1,022MORTGAGE_LOAN_ESTABLISHMENT_FEE
- While you hold itNo fee published
- When you close it or pay it off$536MORTGAGE_DISCHARGE_FEE
When you take it out1
- MORTGAGE_LOAN_ESTABLISHMENT_FEE
On establishment of loan
$1,022
When you close it or pay it off1
- MORTGAGE_DISCHARGE_FEE
Discharge fees are paid on discharge
$536
Features
- Maximum term 25 years
- Extra repayment allowed
Eligibility and limits
- Minimum age 18
- Residency: Australian Residency only
- Available to businesses
- Minimum balance $1
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Published by Central West CUL under the Consumer Data Right, last changed by them on 29 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.