The Finance Algorithm

At a glance

Variable
11.70%
Upfront fee
$150

How it compares

This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This business loan: 11.70%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

This business loan: 11.70%Every other institution's lowest, 46 in all

Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.

RateThis business loanBest anywhereTypical institutionWhere it sits
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower11.70%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions43rd lowest of 47, level with one other
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower11.70%6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions43rd lowest of 47, level with one other

Rates

The one rate Central West Credit Union Ltd publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
VariableLoan can either be unsecured or secured by Bill of SaleInvestment, Interest only--11.70%--

Fees

One fee published, grouped by when they're charged.

When you take it out1

  • LOAN_APPLICATION_FEE

    On Establishment of Loan

    $150

Features

RedrawExtra repaymentsDigital banking
  • Maximum term - 7 years

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Resident Only
  • Available to businesses
  • Minimum balance $1

Published by Central West CUL under the Consumer Data Right, last changed by them on 14 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.