Central West Credit Union LtdBusiness Mortgage Loan
Loans for business purposes
At a glance
- Variable
- 8.15%
- Upfront fee
- $1,022
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.15% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 32nd lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.15% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 32nd lowest of 47 |
Rates
The one rate Central West Credit Union Ltd publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableLoan must be secured by mortgage | Investment, Interest only | - | - | 8.15% | - | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 30 Oct 2026 | Variable, Investment, Interest only | 8.00% | 8.15% | up 0.15 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
- When you take it out$1,022MORTGAGE_LOAN_ESTABLISHMENT_FEE
- While you hold itNo fee published
- When you close it or pay it off$536MORTGAGE_DISCHARGE_FEE
When you take it out1
- MORTGAGE_LOAN_ESTABLISHMENT_FEE
On establishment of loan
$1,022
When you close it or pay it off1
- MORTGAGE_DISCHARGE_FEE
Discharge fees are paid on discharge
$536
Features
- Base rate plus a margin will apply, depending on security
- Maximum term of loan determined by loan purpose and amount of loan.
- Establishment fees could be increasesd depending on type of security used
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident only
- Available to businesses
- Minimum balance $1
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Published by Central West CUL under the Consumer Data Right, last changed by them on 29 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.