Mezy Assets Pty Ltd t/as Mortgage EzyPropel Commercial
Mortgage Ezy Propel Commercial mortgage for predominantly business-purpose lending, available under Full Documentation and Alternative Documentation pathways.
Also sold at the same rates and fees as Mortgage Ezy.
At a glance
- Variable
- 7.99%
- Loan size
- $100,000 to $8,000,000
- Upfront fee
- $899
- Monthly fee
- $25
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.99% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 27th lowest of 47, level with 2 others |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.99% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 27th lowest of 47, level with 2 others |
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this business loan, 24 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$3,500,000 | 7.99% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, Interest only | - | ≤65% LVR, $3,500,001–$8,000,000 | 8.49% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$3,500,000 | 8.29% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $3,500,001–$7,000,000 | 8.79% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$3,000,000 | 8.39% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,500,000 | 8.69% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$3,500,000 | 7.99% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $3,500,001–$8,000,000 | 8.49% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$3,500,000 | 8.29% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $3,500,001–$7,000,000 | 8.79% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$3,000,000 | 8.39% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,500,000 | 8.69% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $100,000–$3,500,000 | 7.99% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $3,500,001–$8,000,000 | 8.49% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $100,000–$3,500,000 | 8.29% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $3,500,001–$7,000,000 | 8.79% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $100,000–$3,000,000 | 8.39% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, Interest only | - | 75–80% LVR, $100,000–$2,500,000 | 8.69% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $100,000–$3,500,000 | 7.99% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $3,500,001–$8,000,000 | 8.49% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $100,000–$3,500,000 | 8.29% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $3,500,001–$7,000,000 | 8.79% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $100,000–$3,000,000 | 8.39% | - | Available under Full Documentation or Alternative Documentation. |
| Variable | Owner occupied, P&I | - | 75–80% LVR, $100,000–$2,500,000 | 8.69% | - | Available under Full Documentation or Alternative Documentation. |
Fees
8 fees published, grouped by when they're charged.
- When you take it outUp to $8992 fees, each listed below
- While you hold it$25 a monthMonthly Fee
- When you close it or pay it offVaries2 fees, each listed below
When you take it out2
- Application Fee
Application fee $899. Excludes GST.
$899 - Risk Fee
Risk fee 0.85% of loan amount for loans from $100k to $8m up to 80% LVR. Excludes GST.
0.85% of balance
While you hold it1
- Monthly Fee
Monthly fee $25. Excludes GST.
$25 a month
When particular things happen3
- Funder's Legal Fee
Legal fee from $750 plus disbursements. Does not cover government charges. Excludes GST.
From $750 - Settlement Fee
No settlement fee. Excludes GST.
No fee - Valuation Fee
Valuation fees at cost, minimum $250. Minimum $50 cancellation fee per security. Excludes GST.
From $250
When you close it or pay it off2
- Discharge Fee
Discharge fee from $500 plus agent costs. Excludes GST.
From $500 - Early Repayment Fee
2% of the original loan amount if fully repaid within the first 3 years. No early repayment fee after 3 years. Excludes GST.
2.00% of balance
Features
- IO available up to 10 years.
- No annual reviews or revaluations required.
- No clawbacks on Propel Commercial loans.
Eligibility and limits
- Amount $100,000 to $8,000,000
- Maximum LVR 80%
- Company, Trust or Individual. Up to 6 borrowers. Loan purpose must be predominantly business. Business Purpose Declaration required.
- No Credit Score, CCR or DTI requirements.
- Commercial property zoned commercial, situated in Australia, first registered mortgage. Up to 25 acres. Category 1 locations where commercial use is highest and best use and commercial valuation held.
- Loan term up to 30 years. Interest Only up to 10 years.
- Full Documentation: 1 year Company/Trust tax return(s), 1 year personal tax return, and NOA. Simplified Self-Employed (company directors): 3 months payslips and last ATO income statement. Alt Doc: Ac…
- 1.1 NDI required.
- Cash out available to maximum LVR.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.