Queensland Country Bank
Commercial Loan - Secured
Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects.
Business loansBank updated 23 Sept 2026
At a glance
- Variable
- 6.49%
- Loan size
- $10,000 to no maximum
- Upfront fee
- $650
- Monthly fee
- $5
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNew or Demo Cars | — | — | — | 6.49% | — | — |
| VariableFor cars up to 3 years old | — | — | — | 7.99% | — | — |
| VariableCommercial Secured Variable | — | — | — | 13.54% | — | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Letter - Second Arrears Letter | Event | $40 | — | — |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| Company Search Fee | Other | Varies | — | Price on Application |
| Document Fee | Other | Varies | — | Price on application Another eligibility criteria exists as described in the additionalInfo field |
| Establishment Fee | Other | Varies | — | Price on application Another eligibility criteria exists as described in the additionalInfo field |
| Facility Review Fee | Other | Varies | — | Facility Review Fee is charged at time of annual review. Cost is dependent on complexity of the facility. |
| Other Credit Fees | Other | Varies | — | Please refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Loan Maintenance Fee | Periodic | $5 | Every 1 mo | — |
| Establishment Fee - Business New Car Loan | Upfront | $150 | — | Establishment Fee - Business New Car Loan. Another eligibility criteria exists as described in the additionalInfo field |
| Rate Lock Fee | Upfront | $500 | — | Charged when opting to lock in an approved fixed rate, for a term of up to 90 days |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · Payments can be arranged weekly, fortnightly or monthly.
- · Fixed or Variable interest rates are available providing flexibility to tailor the loan to your business needs.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
- · Available to businesses
- · Amount $10,000 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.