Queensland Country BankCommercial Loan - Res Secured
Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects.
At a glance
- Variable
- 10.59%
- Loan size
- $10,000 to no maximum
- Upfront fee
- $0
- Monthly fee
- $5
How it compares
This business loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | This business loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 10.59% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 41st lowest of 47 |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 10.59% | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions | 41st lowest of 47 |
Rates
The one rate Queensland Country Bank publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCommercial Res Secured Variable | - | - | - | 10.59% | - | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Variable | 10.34% | 10.59% | up 0.25 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
- When you take it outUp to $5002 fees, each listed below
- While you hold it$5 a monthLoan Maintenance Fee
- When you close it or pay it offNo fee published
When you take it out2
- Other Credit Fees
Please refer to our Fees and Charges brochure for information on other fees and charges which may apply.
No fee - Rate Lock Fee
Charged when opting to lock in an approved fixed rate, for a term of up to 90 days
$500
While you hold it1
- Loan Maintenance Fee$5 a month
When particular things happen2
- Arrears Letter Fee - Default Notice prior to Enforcement$70
- Arrears Letter Fee - Second Arrears Letter$40
Other fees4
- Company Search Fee
Price on application
Varies - Document Fee
Price on Application
Varies - Establishment Fee
Price on Application
Varies - Facility Review Fee
Facility Review Fee is charged at time of annual review. Cost is dependent on complexity of the facility.
Varies
Features
- Payments can be arranged weekly, fortnightly or monthly.
- Fixed or Variable interest rates are available providing flexibility to tailor the loan to your business needs.
Eligibility and limits
- Minimum age 18
- Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
- Available to businesses
- Amount from $10,000, no maximum
Compare it with others
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.