Summerland
Low Rate Credit Card
Benefit from a low interest rate on purchases.
Credit cardsBank updated 23 Sept 2026
At a glance
- Interest-free days
- 55
- Annual fee
- $49
- Balance transfer
- 0.00%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transfer | P&I | — | — | 0.00% | — | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Low Rate Annual Fee | Periodic | $49 | Every 1 yr | The discount is available for holders of a Premium Home Loan. |
| Cash Advance Fee | Transaction | $3.50 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsBalance transfers55 interest-free daysApple Pay.Google Pay
- · Save on paper, receive and view your statements online with eStatements.
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Summerland Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.