Bank Australia
Platinum Visa Credit Card
Be rewarded for your spending with Qantas Points. Great for those who pay their card in full each month and are a Qantas Frequent Flyer member.
Credit cardsBank updated 10 Apr 2026
At a glance
- Purchase rate
- 20.24%
- Cash advance
- 20.24%
- Interest-free days
- 55
- Annual fee
- $0
- Foreign transaction fee
- 3.00%
- Rewards
- Qantas Frequent Flyer
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceMinimum monthly repayments of 2.5% or $20, whichever is greater. If the closing balance is less than $20, you must pay the full closing balance. | — | — | — | 20.24% | — | — |
| PurchaseMinimum monthly repayments of 2.5% or $20, whichever is greater. If the closing balance is less than $20, you must pay the full closing balance. | — | — | — | 20.24% | — | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee - Domestic | Cash advance | $5 | — | A fee charged to any cash advance within Australia through all channels on the Platinum Rewards Visa Credit Card |
| Cash Advance Fee - Overseas | Cash advance | $5 | — | Applies to any cash advance made outside Australia on the Platinum Rewards Visa, $5 plus the International Transaction Fee (ITF) |
| Additional Cardholder Fee | Periodic | No fee | Every 1 yr | A fee payable if you request that we allow someone else to have a card on your account. Paid annually. |
| Platinum Rewards Credit Card Annual Fee | Periodic | $189 | Every 1 yr | An annual fee charged on your credit card. This fee is waived for holders of an Offset or Clean Energy Home Loan. Each Offset or Clean Energy Loan is entitled to a wavier for the future Annual Fee for one eligible card account in the name of… |
| Visa emergency card/cash overseas fee | Replacement | $175 | — | A fee charged when you need an emergency replacement card or cash delivered to you on an urgent basis to an address overseas. |
| International transaction fee (ITF) | Transaction | 3.00% of transaction | — | When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. An International transaction is any purchase, withdrawal or credit in a currency other… |
§ 03 — Features
Digital banking55 interest-free days1 additional cardsGoogle, Samsung and Apple Pay availableQantas Frequent Flyer
- · Card Controls: Decide the features you want enabled on your card including card lock, digital wallet, pay wave, international transactions, ATM withdrawals or online/instore transactions and simply s…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $1,000 to no maximum
- · Each application for credit is subject to our normal lending criteria and approval.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank Australia under the Consumer Data Right, last changed by them on 10 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.