Revolut
Revolut Credit Card
A Revolut credit card with interest-free periods on purchases and variable interest rates. Features and fees vary depending on your plan. See our website for details.
Credit cardsBank updated 9 July 2026
At a glance
- Purchase rate
- 20.99%
- Cash advance
- 23.99%
- Interest-free days
- 44
- Foreign transaction fee
- 1.50%
- Rewards
- RevPoints
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceVariable rate on cash advances. Interest is charged from the date of the transaction with no interest-free period. | — | — | — | 23.99% | — | — |
| PurchaseVariable rate on purchases. Interest is charged after the interest-free period if the full balance is not paid by the due date. | — | — | — | 20.99% | — | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee | Cash advance | 3.00% of transaction | — | Cash advance fee applies to cash transactions, cash-like transaction and cash equivalent transactions. Minimum fee applies regardless of advance amount. |
| Late Payment Fee | Late payment | $30 | — | A late payment fee may apply if the minimum payment is not received by the due date. |
| Foreign Transaction Fee | Transaction | 1.50% of transaction | — | This reflects the Standard plan rate charged over the fair usage limit. |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protection44 interest-free days5 additional cardsApple Pay, Google PayRevPointsEveryday Protection and/or Travel Insurance
- · Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian citizen or permanent resident.
- · Minimum income $2,000
- · Available to individuals
- · Amount $1,000 to $35,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Revolut under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.