RevolutRevolut Credit Card
A Revolut credit card with interest-free periods on purchases and variable interest rates. Features and fees vary depending on your plan. See our website for details.
At a glance
- Purchase rate
- 20.99%
- Cash advance
- 23.99%
- Interest-free days
- 44
- Foreign transaction fee
- 1.50%
- Rewards
- RevPoints
How it compares
This credit card in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This credit card | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Any credit cardOngoing purchase rate, not introductory offers | 20.99% | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions | 48th lowest of 51, level with one other |
| Rewards cardOngoing purchase rate on a card that earns points | 20.99% | 12.99%Virgin Money Australia's Virgin Money Low Rate Credit Card | 20.99%of 25 institutions | 12th lowest of 25, level with 4 others |
| Interest-free daysDays without interest on purchases when the balance is paid in full | 44 days | 62 daysBeyond Bank Australia's Low Rate Credit Card | 55 daysof 42 institutions | 38th longest of 42, level with 3 others |
Rates
Every rate Revolut publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advanceVariable rate on cash advances. Interest is charged from the date of the transaction with no interest-free period. | - | - | - | 23.99% | - | - |
| PurchaseVariable rate on purchases. Interest is charged after the interest-free period if the full balance is not paid by the due date. | - | - | - | 20.99% | - | - |
Fees
3 fees published, grouped by when they're charged.
When you make a transaction2
- Cash Advance Fee
Cash advance fee applies to cash transactions, cash-like transaction and cash equivalent transactions. Minimum fee applies regardless of advance amount.
3.00% of transaction - Foreign Transaction Fee
This reflects the Standard plan rate charged over the fair usage limit.
1.50% of transaction
If a payment is late or fails1
- Late Payment Fee
A late payment fee may apply if the minimum payment is not received by the due date.
$30
Features
- Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian citizen or permanent resident.
- Minimum income $2,000
- Available to individuals
- Amount $1,000 to $35,000
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Published by Revolut under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.